A Quick Loan With Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Life can throw unexpected expenses our way, and sometimes, we need a little financial help. Whether it’s for home repairs, travel expenses, or just a rainy day fund, finding a quick loan with bad credit can be challenging. That’s where Fundo comes into play! We're committed to providing accessible short-term loans designed for those who may have less-than-perfect credit.
If you’ve been on the lookout for a quick loan with bad credit, we've got you covered. We offer fast funding options with repayment terms that work for you. Choose between:
These loans are suitable for various purposes, ensuring you can tackle those urgent expenses without stress!
If you're over 18, currently living in Australia, and earning a verified income of at least $1,000 per fortnight, you may qualify for a quick loan with us! Plus, our approval timeline is fast. If you apply during business hours, there’s a good chance your funds will hit your account within 60 seconds from contract acceptance.
With just a few easy steps, you'll have access to your funds:
Have you heard of the Fundo Score? This unique score reflects your borrowing behaviour with us. You can enhance your Fundo Score by making timely payments and giving feedback. A higher score opens doors to better loan options in the future!
Stop your search for a quick loan with bad credit elsewhere. Applying for a loan with Fundo is just a click away! Visit our website, submit your application, and take the next step towards financial relief today! If you have questions, our helpful team is always here to assist you.
Safe
and Secure. 3 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 3 min
application²
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Safe
and Secure. 3 min
application²
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 3 min
application²¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
