After Hours Loans
Same day funds up to $5,000
Same day funds up to $5,000
Looking for after-hours loans? Financial emergencies can strike at any time, and not always during business hours. Whether it’s an unexpected medical bill, car breakdown, or personal expense, finding a lender that operates 24/7 can be crucial. At Fundo, we offer small loans starting from $500, with a fully online application process available any time, day or night. This means you can apply for a loan whenever the need arises, even after regular business hours.
Our fast approval process ensures that once your application is submitted, it’s reviewed promptly. In many cases, same-day approval is available, and once approved, the funds are typically transferred to your account within hours. This provides you with the financial flexibility to handle emergencies without waiting for traditional banking hours.
Fundo’s after-hours loans are designed to provide quick and reliable financial support when you need it most. We also offer flexible repayment options that are tailored to your budget, making it easy to manage your loan on terms that suit your financial situation. Whether it’s for an emergency or a personal expense, Fundo’s 24/7 loans ensure you have access to the funds you need without delay.
Can I apply for a loan with Fundo after hours?
Yes, Fundo’s online application process is available 24/7, allowing you to apply for a loan at any time, day or night.
How fast can I get the funds after approval?
Once your loan is approved, funds are typically transferred to your account within hours, depending on your bank’s processing times.
What can I use an after-hours loan for?
Fundo’s after-hours loans can be used to cover various short-term financial needs, such as emergency bills, personal expenses, or unexpected costs.
Do I need good credit to apply for an after-hours loan with Fundo?
No, Fundo doesn’t require perfect credit. We focus on your current financial situation and your ability to repay the loan.
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.