Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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When unexpected expenses hit, many people turn to their local banks or traditional lenders for financial relief. But these options often come with tough requirements and lengthy application processes. If you’ve been searching for an app that lets you get money before payday, look no further than Fundo! We provide fast and convenient short-term loans that can be accessed anytime and anywhere in Australia.
Our streamlined loan process is designed to make your life easier. Here’s what you can expect:
At Fundo, we believe securing even the smallest loan should be hassle-free. If you've been scrolling through apps looking for an app that lets you get money before payday, your search ends here!
We understand that our clients have unique requirements. That’s why Fundo provides a range of loan options designed just for you. Whether you’re looking for a short-term solution or funds for a specific purpose, we’ve got you covered! Enjoy the flexibility of repaying loans over various terms, with the chance to settle early and save on interest. Some of the popular options include:
Before applying, you might be wondering if you qualify for our loans. Fundo's eligibility criteria are designed to be accessible:
Applying is straightforward! Fill out our easy online application, providing your desired loan amount, contact info, and some personal and financial details. If you meet our criteria and apply during business hours, there's a great chance you'll receive funding the same day.
Improving your Fundo Customer Score can enhance your loan approval chances. You can build your score by:
If you keep your financial behaviour in check, it’ll only benefit you in the long run. Ready to get started? Fill out our loan application today and take control of your financial future with Fundo!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
We typically respond within 2 min or sooner.