Apply For A Personal Loan With Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Even with careful financial planning, unexpected expenses can arise, making it necessary to consider a loan. Whether it's a surprising bill or an urgent need, loans can be a lifeline that helps you manage your finances while covering immediate costs. If you’re looking to apply for a personal loan with bad credit, you may feel disheartened by the search results—many lenders are hesitant when it comes to less-than-perfect credit scores. But that’s where Fundo comes in! We pride ourselves on being a flexible and accessible lending option, providing short-term loans for a range of needs, so you won’t need to look elsewhere.
When considering options for applying for a personal loan with bad credit, it’s essential to know what is available to you. At Fundo, we offer versatile lending solutions, from emergency loans for unexpected expenses to home renovation loans for enhancing the value of your property. Our approach is straightforward: we won't complicate your borrowing experience with jargon. Plus, you can repay your loan comfortably within up to 180 days if needed, and there are no penalties for paying off early.
With minimal eligibility criteria, we’re here to make the application process seamless:
Add your details, including your contact information and the preferred loan amount, and you might receive approval within the same business day! To see your chances of approval, you can check your Fundo Score. This innovative system allows you to enhance your likelihood of getting approved through responsible borrowing behaviours like timely repayments and referrals. If you’ve borrowed from us before, reapplying takes just three clicks!
Stop searching for terms like 'best place to get an instant loan' or 'instant loan for bad credit'. When it comes to financial flexibility, Fundo has your back! Join our community of satisfied borrowers today and experience the difference of lending tailored to your needs.
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
