Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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When unexpected expenses arise, you might find yourself looking for quick financial solutions. If you're considering options that allow you to apply for bad credit loans, look no further! At Fundo, we believe that securing a short-term loan should be simple and accessible for everyone, especially for those facing financial hurdles.
Unlike traditional lenders, which often bog you down with lengthy approval processes, Fundo is here to streamline your journey. As an alternative lender operating from anywhere in Australia, we prioritise your needs by offering:
When searching with terms like 'apply for bad credit loans', it's essential to partner with a lender that understands your situation. At Fundo, we provide a range of loan solutions suited to your circumstances:
We’re dedicated to recognising and rewarding good financial behaviour! By repaying your loans early, you can save on costs without penalty fees. Our user-friendly dashboard allows you to track your repayment journey and seek financial wellness advice whenever you need it!
When you decide to apply for bad credit loans with Fundo, here is what you need to know:
If you meet these criteria, you can easily apply through our website! Existing borrowers can reinstate their loans in just three clicks. For a speedier application process, consider applying during business hours to improve the chances of same-day funding.
A high Fundo Customer Score can enhance your chances of loan approval and may unlock special offers. Elevate your score by:
So why keep searching for fast cash loans or comparing options that may not meet your needs? Take the first step and apply for a Fundo loan today!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
We typically respond within 2 min or sooner.