Apply For Cheap Loan
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Applying for a cheap loan to cover unexpected expenses or make home improvements shouldn’t be a daunting task. Navigating through the million requirements from banks and traditional lenders can be frustrating. Many Australians find themselves searching for terms like 'Apply for Cheap Loan' and 'Apply For A Personal Loan Online Fast', looking for a simpler solution.
At Fundo, we have streamlined the process of obtaining a loan, making it easier and faster for you to access the funds you need. Forget about lengthy paperwork that takes days to process. Our approach is designed to ensure you can apply swiftly and efficiently, allowing you to focus on what matters most.
When you apply for a cheap loan with Fundo, our streamlined process means that even if you encounter credit bumps along the road, we won’t automatically turn you away. We understand that past issues don’t define your current financial responsibility. Plus, we offer loans without extensive background checks; however, depending on your situation, a check may be necessary to determine your eligibility.
We want you to choose the loan option that best fits your needs. Searching for "Apply for Cheap Loan" means you're looking for suitable solutions, and Fundo can be that choice. Need funds for a home revamp? Our home renovation loans are designed for that! Encounter an urgent expense? Check out our robust emergency loans to get through those situations.
No matter your circumstances, we are committed to being a responsible lender. The repayment period can extend up to 180 days for a MACC loan, keeping your options flexible and manageable.
To get started, meet our straightforward criteria—reside in Australia, be at least 18 years old, and verify your income of at least $1,000 per fortnight (including government benefits). If you fit the bill, simply fill out our online application form to start the process. Apply during business hours, and if everything aligns, you could have funds in your account within 60 seconds of contract acceptance!
Ready to say goodbye to endless searching for loans? Choose Fundo for your next financial step. By focusing on positive loan behaviours, you can improve your Fundo Score and enhance your chances of securing loans in the future. Want to take the next step? Don’t hesitate; apply for a cheap loan today!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
