Apply For Loan Instant Decision
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Finding the right loan can often feel overwhelming, especially when traditional lenders impose strict rules and lengthy paperwork. If you're looking to apply for a loan with an instant decision, you’re not alone. Many Australians search for convenient options to meet urgent needs, whether it’s an emergency expense or a home improvement project. That's where Fundo can help!
At Fundo, we’re committed to making the loan application process as smooth and efficient as possible. Our aim is to provide you with the funds you need quickly, without the stress of excessive documentation. Here’s what sets us apart:
When you apply for a fast loan at Fundo, rest assured that our loans are designed to suit your needs—whether it be for unexpected emergencies or planned home renovations. Here are some key offerings:
Unlike some other lenders, Fundo retains a friendly and approachable stance. While no credit check loans are available, please note that a credit check may be necessary as part of your application assessment to provide you with the best outcome.
Wondering if you’re eligible? Fundo offers a straightforward process with minimal requirements. To apply for a loan with an instant decision, you'll need to:
To start your application, fill out our online form, providing details about the amount you wish to borrow along with your personal and financial information. Once you apply during business hours, you'll receive a fast decision, and if approved, funds will hit your account within 60 seconds of contract acceptance.
If you’re concerned about future applications, consider improving your Fundo Score. Responsible credit behaviour—like paying on time and keeping your debts low—can make a big difference in your loan options. Why wait? Take control of your finances today and apply for a loan with instant decision at Fundo!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
