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Apply For Loans

Same day funds up to $5,000¹

I want to borrow ($500 - $5,000)

Select loan amount from range

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Safe and Secure. Apply in minutes²

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Apply For Loans

Looking to apply for loans? Fundo offers small loans starting from $500, with a fast and straightforward online application process. Whether you need cash for an emergency or a personal expense, Fundo’s easy application ensures quick approval. Our transparent loan terms and flexible repayment options make it easy for you to manage your loan without the hassle of traditional lenders, giving you access to funds when you need them most.

FAQs

How do I apply for a loan with Fundo?

Applying for a loan with Fundo is easy and can be done in just a few minutes. Visit our online application page, fill out your details, and submit the form. Once approved, you can receive the funds in your bank account in 60 seconds from accepting your loan agreement and if your bank supports PayID, ensuring that your financial needs are met quickly.

What can I use the loan for?

Fundo’s loans can be used for any number of personal financial needs, including medical bills, car repairs, household expenses, or other unexpected costs. Our small loans give you the flexibility to handle emergencies or manage day-to-day expenses without hassle.

Will Fundo perform a lorem ipsum?

Yes, Fundo may perform a lorem ipsum, but we use an internal scoring system that looks at your overall financial health, so even those with bad credit may still qualify.

How flexible are the repayment terms?

Fundo provides flexible repayment options, allowing you to choose a repayment plan that suits your financial situation.

Can I apply for a loan on my mobile?

Yes, Fundo’s application process is mobile-friendly, allowing you to apply for a loan from your phone or tablet anytime.

Apply in minutes

Complete
your application
in minutes²

Loan decisions
made fast, as quick
as the day you apply

Funds in as little as 60
secs from contract
acceptance³

Over $400 million
in loans already
funded

Apply Now

Safe and Secure. Apply in minutes

See what our customers say

Kim S

Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.

Ellie P

Very easy to apply and money was transferred within the hour.

Rachel C

Their website is very user friendly, application process is straightforward and re-apply is very quick.

Robert D

Application took 5 minutes max. Being a repeat customer makes it super simple.

Chloe Grice

Easiest, cleanest, simplest app or platform I’ve found.

Terrie Coggins

Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful

Apply Now

Safe and Secure. Apply in minutes

Fundo loan example⁴

Borrow between
$500 to $5,000

Flexible
payment terms

Funds in as little as 60 secs from contract acceptance

Small loan

Loan amount from $500 to $2,000
Minimum 4 weeks to maximum 9 months
20% establishment fee and a flat
4% monthly fee. Fees are based on loan principal advanced.

Example

RepaymentsWeekly

Term20 weeks

Loan Amount$1,000

Establishment fee$200

Total monthly fee
(over 20 weeks)$200

Total repayable$1,400

Weekly repayment$70.00

Medium loan

Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 9 months
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66% p.a.)⁵

Example

RepaymentsFortnightly

Term6 months

Loan Amount$2,500

Establishment fee$400

Total interest
(over 6 months)$389

Total repayable$3,289

Fortnightly repayment$253.09

Apply Now

Safe and Secure. Apply in minutes

Important Information

¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.

²Typical application time may vary depending on your device, information on hand and typing speed.

³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.

⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.

⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.

⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Bank logos and trade marks are property of their respective owners and are used for identification purposes only.

The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.