Apply For Loans
Same day funds up to $5,000
Same day funds up to $5,000
Looking to apply for loans? Fundo offers small loans starting from $500, with a fast and straightforward online application process. Whether you need cash for an emergency or a personal expense, Fundo’s easy application ensures quick approval. Our transparent loan terms and flexible repayment options make it easy for you to manage your loan without the hassle of traditional lenders, giving you access to funds when you need them most.
How do I apply for a loan with Fundo?
Applying for a loan with Fundo is easy and can be done in just a few minutes. Visit our online application page, fill out your details, and submit the form. Once approved, you can receive the funds in your bank account in 60 seconds from accepting your loan agreement and if your bank supports PayID, ensuring that your financial needs are met quickly.
What can I use the loan for?
Fundo’s loans can be used for any number of personal financial needs, including medical bills, car repairs, household expenses, or other unexpected costs. Our small loans give you the flexibility to handle emergencies or manage day-to-day expenses without hassle.
Will Fundo perform a credit check?
Yes, Fundo may perform a credit check, but we use an internal scoring system that looks at your overall financial health, so even those with bad credit may still qualify.
How flexible are the repayment terms?
Fundo provides flexible repayment options, allowing you to choose a repayment plan that suits your financial situation.
Can I apply for a loan on my mobile?
Yes, Fundo’s application process is mobile-friendly, allowing you to apply for a loan from your phone or tablet anytime.
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.