Australia Payday Loans
Same day funds up to $5,000
Same day funds up to $5,000
Securing a loan can be challenging, especially if your credit history isn't picture-perfect. If you’ve ever found yourself frustrated with traditional avenues for Australia payday loans, know that you’re not alone. Many feel the weight of being turned down due to their credit score, but here at Fundo, we believe everyone deserves fair access to short-term financing. That’s why we meticulously evaluate each application, giving you a chance without the unnecessary headaches commonly associated with loans.
As an Australian-owned lender, we focus on providing flexible repayment options tailored to suit your individual financial circumstances. This means you could find yourself with the cash you need faster than you expected. Here's what makes Fundo stand out:
Our goal is to make it easy for you to access loans for emergencies or unexpected expenses. With Fundo, there’s no need to wait unnecessarily long for a response. You've found the right place for your financial needs, why look any further?
Struggling to find the right Australia payday loan? Look no further! Fundo offers a variety of financial products, including:
You can choose to repay your loan in up to 180 days, or pay it off early if you prefer, avoiding additional charges. Whether it's for a sudden repair or a special occasion, our loans are designed with flexibility in mind.
When it comes to accessibility, we pride ourselves on having minimal eligibility criteria. To qualify for a loan with Fundo, ensure you:
If you meet these requirements and apply during business hours, we could approve and fund your loan on the same day! Plus, you can easily check the likelihood of your approval through our interactive Fundo Score tool.
Don’t waste time looking for payday loan services that don’t fit your needs. With flexible options and a customer-first approach, Fundo offers an alternative to traditional lenders that many have struggled with. Whether you need a short-term fix or a planned expense, apply for a Fundo loan today and take the first step toward financial peace of mind!
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.