Australian Debt Consolidation Loans

Why Choose Australian Debt Consolidation Loans with Fundo?

When you're exploring options like "Australian Debt Consolidation Loans," you're likely in search of flexible funding solutions for your immediate needs. Life can throw unexpected financial challenges your way, and traditional lending from banks isn’t always accessible. That's where Fundo comes into play! We offer short-term loans designed to meet your unique circumstances.

At Fundo, we understand that every financial situation is different. Our loans feature:

✅ Flexible Repayment Terms: Choose what works for you!
✅ No Hidden Fees: Transparency is our priority.
✅ Quick Application Process: Funds can hit your account within 60 seconds from contract acceptance.

Our approach is straightforward, ensuring you won’t get lost in complex legal jargon or cumbersome paperwork. If you're on the lookout for an easy alternative to borrowing, we have tailored products just for you.

Your Alternatives with Fundo

When considering "Australian Debt Consolidation Loans," you want to ensure you're getting the best deal possible. Fundo can help address various needs, whether it's financing for a pressing expense or arranging for quick access to cash. Explore our range:

🏠 Need extra funds for a project? Check out our Home Renovation Loans.
🚑 Facing an unplanned expense? Our Emergency Loans can assist you swiftly.

We’re committed to helping our customers manage their finances better. With Fundo, you can even reduce your monthly fees by paying off your loan early. You’ll have the flexibility to repay comfortably within up to 180 days for a MACC loan, or settle early with no penalties!

Why Apply for a Fundo Loan?

We don't want you to keep searching for "Affordable Cash Loans" when you have everything you need right here. Here's what you should know about applying with Fundo:

📅 Minimum age: Must be over 18 years.
🇦🇺 Residency: Currently living in Australia.
💰 Income Requirement: At least $1,000 income per fortnight (including government benefits).
📈 Repayment Capability: You should demonstrate the ability to manage repayments without undue financial strain.

If you meet these criteria, you're on the right track to a quick approval. Submitting your application during business hours increases the chances of getting approval and funds released within the same day!

Unlock the Benefits of a Good Fundo Score

Have you heard about the Fundo Score? It's our interactive evaluation that helps you improve your borrowing chances with us. The better your score, the more benefits and discounts you receive! Enhance your score by:

🌟 Paying your loans on time.
👥 Referring friends to Fundo.
📝 Leaving helpful reviews.

Ready to simplify your financial life? Apply now for a Fundo loan and experience a smoother borrowing process!

Fundo loan example

Borrow between
$500 to $5,000

Flexible
payment terms

No hidden fees

Money within 60 secs
if NPP enabled

Small loan

Loan amount from $500 to $2000
Minimum 91+ days to maximum 6 months
20% establishment fee and a flat
4% monthly fee⁴

Example⁶

RepaymentsWeekly

Term20 weeks

Loan Amount$1,000

Establishment fee$200

Total monthly fee (over 20 weeks)$200

Total repayable$1,400

Weekly repayment$70.00

Medium loan

Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)⁵

Example⁶

RepaymentsFortnightly

Term2 years

Loan Amount$2,500

Establishment fee$400

Total interest (over 2 years)$1,553

Total repayable$4,453

Fortnightly repayment$85.63

⁴ Fees are based on loan principal advanced.

⁵ The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

⁶ The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.

Apply Now

Safe and Secure. 3 min application²

¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds

²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.

³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.