Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
Finder
AI Innovation
Award 2024
When unexpected expenses arise, having quick access to cash can be a lifesaver. If you're looking for Australian loans bad credit, it can feel overwhelming to find the right lender that understands your situation. At Fundo, we offer short-term loans tailored specifically to those who may not have the best credit history. We've designed our services to be friendly and accessible, making it easier for you to obtain the funding you need without excessive hurdles.
Searching for traditional lenders can lead you to solutions that don’t quite fit your needs. With our quick and straightforward application process, receiving funds can be as easy as a few clicks. Once your contract is accepted, you could see the funds in your account within 60 seconds! 🚀 So why waste time with complex applications and hidden fees? At Fundo, our loans are transparent and hassle-free, allowing you to focus on what really matters.
Convenience and Transparency: We pride ourselves on clear loan offers without complicated jargon. With fully online applications, securing a loan is easier than ever.
Looking for short-term funding for a one-off expense? Whether it’s an urgent cost or something you didn’t anticipate, our emergency loans can provide immediate relief. With options for home renovation loans, you can also invest in improvements that increase your property’s value.
Here at Fundo, we have flexible eligibility criteria designed to accommodate many Australians. To apply, you must:
Once you’ve confirmed that you meet these simple criteria, our application form is ready for you! If you submit your application during business hours, we do our utmost to approve and process your loan the same day. For returning customers, applying is easier than ever—just three clicks!
With a focus on responsible lending, we’re excited to reward customers for positive credit behaviour. If you maintain a high Fundo Customer Score, you'll benefit from better approval chances and exclusive offers. Not only that, but by repaying your loans on time and sharing our service with friends and family, you can enhance your score even further.
If you’ve been searching for Australian loans bad credit, look no further. Fundo is here to help you navigate your options quickly and easily. Complete your application today and discover how we can assist you with your short-term funding needs! 🌟




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
We typically respond within 2 min or sooner.