Australian Loans Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
When unexpected expenses arise, having quick access to cash can be a lifesaver. If you're looking for Australian loans bad credit, it can feel overwhelming to find the right lender that understands your situation. At Fundo, we offer short-term loans tailored specifically to those who may not have the best credit history. We've designed our services to be friendly and accessible, making it easier for you to obtain the funding you need without excessive hurdles.
Searching for traditional lenders can lead you to solutions that don’t quite fit your needs. With our quick and straightforward application process, receiving funds can be as easy as a few clicks. Once your contract is accepted, you could see the funds in your account within 60 seconds! 🚀 So why waste time with complex applications and hidden fees? At Fundo, our loans are transparent and hassle-free, allowing you to focus on what really matters.
Convenience and Transparency: We pride ourselves on clear loan offers without complicated jargon. With fully online applications, securing a loan is easier than ever.
Looking for short-term funding for a one-off expense? Whether it’s an urgent cost or something you didn’t anticipate, our emergency loans can provide immediate relief. With options for home renovation loans, you can also invest in improvements that increase your property’s value.
Here at Fundo, we have flexible eligibility criteria designed to accommodate many Australians. To apply, you must:
Once you’ve confirmed that you meet these simple criteria, our application form is ready for you! If you submit your application during business hours, we do our utmost to approve and process your loan the same day. For returning customers, applying is easier than ever—just three clicks!
With a focus on responsible lending, we’re excited to reward customers for positive credit behaviour. If you maintain a high Fundo Score, you'll benefit from better approval chances and exclusive offers. Not only that, but by repaying your loans on time and sharing our service with friends and family, you can enhance your score even further.
If you’ve been searching for Australian loans bad credit, look no further. Fundo is here to help you navigate your options quickly and easily. Complete your application today and discover how we can assist you with your short-term funding needs! 🌟
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.