
Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver
Same day funds up to $5,0001
Finder
AI Innovation
Award 2024
Facing an unexpected cost like a medical bill or a necessary car repair can be stressful. Maybe it's time for home improvements, like enhancing your living space with new flooring or a fresh coat of paint. Whatever your urgent financial needs, there are many compelling reasons to look at funding solutions. Traditional lenders often impose strict criteria and lengthy processes, which is why many Australians consider options like bad credit Australian loans. With Fundo, you no longer have to navigate endless online searches for loans. Our simple and fast short-term loans are available from the comfort of your home, making it accessible for Australians, even those with a less-than-stellar credit history.
At Fundo, we believe that getting a loan shouldn't be complicated. Our technology-driven application process means you can receive an outcome in days, not weeks. Here’s how we simplify borrowing:
Our short-term loans offer broad flexibility for you to use the funds as you need. Whether you’re tackling immediate repairs or managing a one-off expense, we've got you covered. Note that we don’t offer loans for debt consolidation purposes.
Fundo prioritises your journey to financial wellness. If you repay your loans earlier than planned, you may have a higher chance of securing better rates in the future. Plus, you can track your progress easily with our self-service dashboard, offering:
If you’ve been searching for terms like bad credit guaranteed loans, or bad credit emergency cash, Fundo is here to help meet your borrowing needs.
Want to increase your chances of approval for a short-term loan? Understanding how to optimise your Fundo Score is key. Simply keep making timely repayments, refer friends, and share your experience with us. A better Fundo Score means more loan options and quicker processing.
To apply, you just need to meet a few simple requirements: be over 18 years of age, currently living in Australia, and earning a verified income of at least $1,000 a fortnight (including government benefits). Our streamlined process ensures that eligible applications can be processed within the same day. For returning customers, reapplying can be as easy as three clicks!
If you’ve been exploring options for terms like instant decision payday loans or quick cash solutions, look no further than Fundo. Take the first step toward securing your loan today!
Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver
Very easy to apply and money was transferred within the hour
Application process took 5 minutes max. It really pays to be a repeat customer because these guys make it simple.
1 Funds may be received in as little as 60 seconds from contract acceptance if your bank supports NPP. Timing is not guaranteed.
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 6 months with a fortnightly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
*Terms and conditions, fees and charges apply. Max loan amount of $5,000 includes fees and charges. Approval and loan amount are subject to our credit assessment criteria.
¹Funds may be received in as little as 60 seconds from contract acceptance if your bank supports NPP. If your bank is not NPP enabled, or if it is a public holiday, funds are usually received by the next business day. Timing is not guaranteed.
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can’t guarantee that you’ll receive a decision on the same day. However, most customers who submit their loan application and all requested supporting information by 4pm Sydney time on a regular business day receive a same-day response. Applications submitted after this time or on weekends/public holidays may be processed the next business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Paying off Fundo loans early, penalty-free, may help improve your chances for future approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Personal Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.