Bad Credit Cash Loans Guaranteed Approval
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Finding a loan for urgent expenses or home improvements can feel overwhelming, especially when traditional banks impose strict guidelines and require endless paperwork. Many Australians, just like you, seek alternatives and often look for solutions like bad credit cash loans guaranteed approval. At Fundo, we understand that time is of the essence when you need fast cash. That's why we've designed our process to be quick and straightforward—no long waits or tedious forms! Our mission is to provide you with efficient funding options that cater to your financial needs without the hassle.
At Fundo, we prioritize simplifying your finance options while still offering short-term loans tailored to your situation. Whether it's an unexpected expense or a project you want to tackle at home, we allow you the freedom to secure cash when you need it the most. You can explore our multiple loan products, including options for emergency loans and home renovation loans, ensuring you find what fits your needs best.
Have you heard about the Fundo Score? It’s designed to help you achieve better terms for future borrowings. Each positive action, like on-time repayments, can enhance your score—giving you an edge on your next application. If you want to get started on improving your Fundo Score, just apply for a loan with us today!
To qualify for our loans, you need to be over 18 and currently living in Australia. As long as you have a verified income of at least $1,000 per fortnight and a plan to manage repayments, you're well on your way! Forget about lengthy searches for keywords like same day loans—apply directly through our user-friendly website, where you can fill out our application form in minutes.
If you submit your application during business hours, you may be able to receive your funds within 60 seconds from contract acceptance! Returning customers benefit even more from our streamlined process—apply with just three clicks!
In summary, if you're still looking for reliable funding and asking the internet for bad credit cash loans guaranteed approval, let your search end here at Fundo. Our loans are designed to help you, whatever your circumstances might be. Don't hesitate—get started with your application today!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
