Bad Credit Debt Consolidation Loans
Same day funds up to $5,000
Same day funds up to $5,000
Are you looking for financial help but worried about your credit score? Searching for bad credit debt consolidation loans can feel overwhelming. Many traditional lenders may not cater to your needs, but there are other solutions available that can help you get the financial support you need. At Fundo, we offer quick and straightforward short-term loans designed for individuals like you. Our aim is to make borrowing simple and hassle-free, with transparent processes and no hidden fees.
If these perks resonate with you, submitting a loan application with Fundo could be just what you need. Our loans are specifically designed to serve individuals who may have had credit challenges in the past but are ready to take control of their finances with responsible borrowing.
We've noticed that many search for small debt consolidation loans and guaranteed debt consolidation loans for bad credit. While these might sound appealing, it's important to remember that our offerings focus on short-term funding solutions tailored to your immediate needs without requiring you to consolidate your debts. With Fundo, you can borrow up to $5,000 and repay over a term that suits you, with our medium loans available for periods of up to 180 days.
When you're ready to apply for a loan at Fundo, you need to meet a few simple requirements:
Our application form is designed with you in mind. Just fill out some basic details about yourself and the amount you wish to borrow. Curious about your potential for approval? The Fundo Score can give you insights into your creditworthiness. And remember, by managing your loans responsibly—such as paying on time—you can boost your chances of securing loans in the future.
If you're still browsing for options like loans or emergency loans, be sure to take a moment to explore what Fundo can offer you. We're committed to helping you navigate your financial journey, no matter what circumstances you face. Start your application today and take the first step toward gaining the financial assistance you need!
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.