Bad Credit Finance Personal Australia
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
When unexpected expenses arise, you might find yourself searching for options like bad credit finance personal Australia. Here at Fundo, we understand the urgency of needing quick cash and the frustration traditional lenders can bring with long approval times. That’s why we’ve designed our services to be straightforward and accessible for those who need short-term funding, even if you have less-than-perfect credit. Our focus is on helping you navigate financial challenges with speed and ease.
Whether you're looking for funds to handle a surprise car repair, medical bill, or any urgent financial need, Fundo is here to support you. With a range of personal loan options available, you can secure a loan without the long wait associated with many traditional financial institutions.
At Fundo, we specialise in short-term loans catering to various requirements, including:
Wherever your needs lie, Fundo has the right loan to help you manage your finances effectively.
Curious about whether you can qualify for bad credit finance? Fundo has minimal eligibility criteria:
Want to know if you qualify? Simply fill out our easy application form specifying your desired loan amount and basic personal information. If you meet our criteria, you're likely to receive approval on the same day you apply!
Your financial health matters to us! You can enhance your chances of obtaining a loan by improving your Fundo Score. This score reflects your credit behaviour and influences your loan eligibility. Boost your Fundo Score by:
With Fundo, your search for bad credit finance personal Australia ends here! We are dedicated to making short-term loans accessible and manageable for everyone, regardless of their credit history. Begin your journey toward financial relief today by filling out our loan application!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
