Bad Credit Instant Loan
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Facing unexpected expenses like car repairs or urgent home improvements can be stressful, especially when traditional lenders impose lengthy documentation processes. Many people find themselves searching for convenient financing options online, often entering terms like “Bad Credit Instant Loan”. If you've been struggling to find a great solution, your search ends with Fundo!
At Fundo, we understand that when life throws a curveball, you need a quick and straightforward solution. Our application process is designed to be user-friendly and efficient, so you can receive a response in just days instead of waiting weeks. We offer short-term loan options tailored for Australians who need help fast—whether it’s for an unexpected bill or urgent expenses.
Worried about finding a suitable “Bad Credit Instant Loan”? Fundo is here to assist you with versatile loan options ideal for various financial needs:
Unlike some lenders, Fundo focuses on responsible lending. While we evaluate your credit history, we provide loans to individuals with less-than-perfect credit as long as they meet our eligibility criteria:
If you meet these criteria, applying is quick and seamless! Simply provide your personal and contact details, along with your desired loan amount. If you submit your request during business hours, you could even receive the funds on the same day, pending approval.
Stop sifting through countless results for “Bad Credit Fast Loan” or “Bad Credit Loan Fast.” Turn to Fundo for a straightforward, hassle-free way to secure the cash you need today. Plus, when you consistently demonstrate good credit behaviour—like timely repayments—your Fundo Score can improve, opening the door to even better loan offers!
Ready to take control of your finances? Apply for your Fundo loan now and experience a fast, friendly, and flexible service that puts you first!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
