Bad Credit Loan
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
We understand that finding a bad credit loan can feel like an uphill battle, especially when traditional lenders often dismiss applications with less-than-perfect credit scores. At Fundo, we believe everyone deserves a chance to access finance, no matter their credit history. We are dedicated to making short-term loans accessible, focusing on your unique circumstances rather than just numbers. Our approach is to thoroughly evaluate each application, ensuring you get a fair shot at approval, even if you’ve faced challenges before.
Applying for a bad credit loan with Fundo means you can benefit from:
Whether you’re looking for a bad credit loan guaranteed approval, or just exploring options, our simplified application process makes it easy to get the funds you need without the added stress.
When you apply for a bad credit loan at Fundo, you’ll find that it’s easier than searching aimlessly online for bad credit loans personal or bad credit loans for emergencies. Our eligibility criteria are designed to maximize your chances of approval:
After you fill out our quick application form online, we review your details and let you know of our decision. For the best chance of receiving your funds within 60 seconds after contract acceptance, apply during our business hours!
By choosing Fundo, not only can you resolve urgent financial situations, but you can also start to improve your Fundo Score. Take positive steps to enhance your borrowing future by:
With your commitment to responsible financial behaviour, you'll find it easier to secure loans in the future. Don’t waste any more time searching for payday loans or short-term lenders. Let Fundo help you today. Apply now and take the first step towards easier financing!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
