Bad Credit Loans Adelaide
Same day funds up to $5,000
Same day funds up to $5,000
Searching for bad credit loans in Adelaide? Having bad credit shouldn’t prevent you from accessing the funds you need for emergencies or personal expenses. At Fundo, we offer small loans starting from $500, even for those with bad credit. While we may conduct a credit check, our primary focus is on your overall financial situation, ensuring that Adelaide residents can still access fast loans, regardless of their credit history.
Our fast online application process is simple to complete and designed for quick approval. Once your application is submitted, it’s reviewed promptly, with same-day approval often available. After approval, the funds are typically transferred to your account within hours, giving you immediate access to the financial support you need.
Fundo also provides flexible repayment options that are tailored to your current financial circumstances, making it easy to manage loan repayments.
Can I get approved for a loan at Fundo with bad credit?
Yes, Fundo offers loans to individuals with bad credit. We conduct a credit check, but we focus on your overall financial situation and ability to repay the loan.
How fast can I get approved for a bad credit loan with Fundo?
Fundo’s online application process ensures fast approval, often on the same day. Once approved, funds are typically transferred within hours.
What can I use a bad credit loan from Fundo for?
You can use a bad credit loan from Fundo to cover various financial needs, such as emergency bills, personal expenses, or short-term costs.
How flexible are Fundo’s repayment options for bad credit loans?
Fundo offers flexible repayment plans that are customised to your financial situation, making repayment stress-free.
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.