Bad Credit Loans Instant Decision
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
If you're in need of financial assistance and have had difficulties securing a loan from traditional lenders, you might consider exploring options like bad credit loans with instant decision. At Fundo, we understand that life can throw unexpected expenses your way, and we're here to help. By choosing Fundo, you're opting for a private lender that welcomes borrowers with varying credit histories. Our main goal is to provide you with the support you need to alleviate financial stress, so you can focus on what truly matters.
Fundo is committed to making the borrowing process straightforward and stress-free. Our friendly team ensures clear communication every step of the way, so you know exactly what to expect. Here are some key benefits of choosing a Fundo loan:
With Fundo, you're free to utilise your funds for various needs—whether it's covering a sudden emergency expense, investing in home renovations, or simply dealing with personal costs. It's about providing you with a financial lifeline when you need it the most.
Applying for a bad credit loan with an instant decision is easy with Fundo! Here’s what you need to qualify:
As long as you meet these simple criteria, you can apply through our straightforward online portal. The process is user-friendly—just fill in your personal information, contact details, and desired loan amount!
Why continue your search for bad credit loans online with instant approval? With Fundo, you have a reliable partner that values your financial well-being. Should you have a strong repayment history, you may even enhance your chances for future loan approvals by demonstrating good borrowing behaviour. Don't forget to check your Fundo Score to see your eligibility!
Take the plunge and apply for a Fundo loan today—your journey to regaining financial stability starts here!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
