Bad Credit Loans Near Me
Same day funds up to $5,000
Same day funds up to $5,000
Are you an Australian facing unexpected expenses and feeling overwhelmed by traditional lenders? You’re not alone! Many people search for bad credit loans near me only to find traditional options filled with complex requirements and lengthy processes. Fortunately, you’ve discovered Fundo! We provide quick and accessible short-term loans that cater to your financial needs, no matter where you are located in Australia.
At Fundo, we understand that not everyone has a perfect credit history. That’s why we evaluate your application based on a broader set of criteria, giving you a fair chance of getting the loan you need. Our online application process is designed to be user-friendly and efficient, available around the clock. Here’s what you can expect with Fundo:
With search terms like bad credit loans near me, you’ll want to know what options are available at Fundo:
While many lenders might have stringent requirements, Fundo prioritises your needs and provides a seamless borrowing experience without the worry of debt consolidation or loans for existing credit. You can repay comfortably over a term of up to 180 days for a Medium (MACC) loan and we also allow early repayments with no penalties!
When you’re ready to apply for a bad credit loan with Fundo, it’s simple. Just fill out our online application form with the following:
By applying during business hours, you increase your chances of receiving the funds quickly, hitting your account within 60 seconds once your contract is accepted.
Wondering how to improve your chances of future loans? Simple! You can enhance your Fundo Score by:
If you've been searching for bad credit loans near me and feeling lost, your search ends with Fundo. We’re here to provide you with straightforward, trustworthy lending solutions tailored to meet your needs. Apply for your loan now!
Safe
and Secure. 3 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 3 min
application²
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Safe
and Secure. 3 min
application²
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 3 min
application²¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
