Bad Credit Loans No Bank Statements
Same day funds up to $5,000
Same day funds up to $5,000
Even when we carefully plan our finances, unexpected expenses can pop up. Whether it’s a car repair, a medical bill, or an emergency expense, needing a loan can be a viable solution to cover those costs while sticking to your budget. If you're looking for bad credit loans no bank statements, we understand how challenging it can be to find the right lender. Luckily, Fundo is your best option if you're seeking flexible, accessible lending solutions without the hassle. As an Australian-owned private lender, we specialise in short-term cash loans designed to cater to your needs, even if your credit history isn’t perfect.
With Fundo, you’ll benefit from:
No need to keep searching for those keywords like 'Loan Without Bank Statements' or 'Payday Loans with No Bank Verification'. At Fundo, we provide simple, convenient funding options catered just for you.
At Fundo, we offer various loan types tailored to different needs. Whether you're looking for quick cash for a personal emergency or a short-term solution for a specific expense, we've got you covered. You can use our loans effectively for things like home renovations. With the ability to manage your loans from a self-service dashboard, you’ll have complete control over your repayments and financial health.
If you're curious about improving your chances of approval, consider boosting your Fundo Score. Regularly paying on time, referring friends, and sharing feedback can help you elevate your score. A better Fundo Score means more loan options and quicker processing times, so it's worth the effort!
Remember, you must currently reside in Australia, be over 18 years of age, and earn at least $1,000 income per fortnight (which can include government benefits) to be eligible for a loan with us. If all criteria are met, applications submitted during business hours can be reviewed, approved, and funds transferred within minutes of your contract acceptance—making it easier than ever to access short-term loans when you need them.
Join countless other satisfied customers and make Fundo your lending partner. Don't hesitate—apply for a bad credit loan with no bank statements today!
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.