Bad Credit Loans Online
Same day funds up to $5,000
Same day funds up to $5,000
Unexpected expenses can pop up when we least expect them, often leaving us scrambling for funds. If you're searching for bad credit loans online, the process can be overwhelming, especially when the results don’t align with your expectations. However, Fundo is here to simplify your experience! As an Australian-owned lender, we cater to a diverse range of borrowers, including those who may not have the chance to apply elsewhere. We offer short-term loans with transparent terms, making it easier for you to get the support you need.
With Fundo, our application process is entirely online—quick, easy, and hassle-free! Say goodbye to legal jargon and complicated loan terms; we ensure that everything you need to know is straightforward. Our loans provide flexibility, allowing you to repay in as little as up to 180 days for a MACC loan. Whether you face urgent car repairs or need to cover a one-off expense, we’ve got you covered.
Explore our different options tailored specifically for your financial needs. Our emergency loans are fantastic for quick, one-time expenses that catch you off guard. Need funds for a reliable vehicle? Check out our home renovation loans for urgent fixes. And remember, at Fundo, we pride ourselves on encouraging responsible borrowing. Your commitment to timely repayments could reward you with even quicker approval times for future loans.
Curious about your eligibility for bad credit loans online? Fundo makes it easy! Our requirements are straightforward and accessible. You’ll need to be over 18 years of age, currently residing in Australia, earning a minimum of $1,000 every fortnight (including any government benefits), and able to demonstrate your capacity to manage repayments. Simply visit our website, fill out your application, and you could receive funding on the same day if you apply during business hours.
Don’t waste another moment searching for 'bad credit loans online' or 'payday lending.' Take the first step towards securing the funds you need by applying for a Fundo loan today. Our commitment is to your financial wellness and success.
Safe
and Secure. 3 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 3 min
application²
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Safe
and Secure. 3 min
application²
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 3 min
application²¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
