Bad Credit Loans Online
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Unexpected expenses can pop up when we least expect them, often leaving us scrambling for funds. If you're searching for bad credit loans online, the process can be overwhelming, especially when the results don’t align with your expectations. However, Fundo is here to simplify your experience! As an Australian-owned lender, we cater to a diverse range of borrowers, including those who may not have the chance to apply elsewhere. We offer short-term loans with transparent terms, making it easier for you to get the support you need.
With Fundo, our application process is entirely online—quick, easy, and hassle-free! Say goodbye to legal jargon and complicated loan terms; we ensure that everything you need to know is straightforward. Our loans provide flexibility, allowing you to repay in as little as up to 180 days for a MACC loan. Whether you face urgent car repairs or need to cover a one-off expense, we’ve got you covered.
Explore our different options tailored specifically for your financial needs. Our emergency loans are fantastic for quick, one-time expenses that catch you off guard. Need funds for a reliable vehicle? Check out our home renovation loans for urgent fixes. And remember, at Fundo, we pride ourselves on encouraging responsible borrowing. Your commitment to timely repayments could reward you with even quicker approval times for future loans.
Curious about your eligibility for bad credit loans online? Fundo makes it easy! Our requirements are straightforward and accessible. You’ll need to be over 18 years of age, currently residing in Australia, earning a minimum of $1,000 every fortnight (including any government benefits), and able to demonstrate your capacity to manage repayments. Simply visit our website, fill out your application, and you could receive funding on the same day if you apply during business hours.
Don’t waste another moment searching for 'bad credit loans online' or 'payday lending.' Take the first step towards securing the funds you need by applying for a Fundo loan today. Our commitment is to your financial wellness and success.
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
