Bad Credit Payday Loans Australia
Same day funds up to $5,000
Same day funds up to $5,000
Life can throw unexpected expenses our way, whether it’s for urgent home repairs, last-minute travel plans, or an unexpected bill. This is where loans, particularly bad credit payday loans in Australia, can be a helpful solution. If you’ve been searching online for options and feel overwhelmed by the results, look no further than Fundo. We're a friendly, Australian-owned lender offering accessible short-term loan solutions tailored for a range of financial needs, even for those with less-than-perfect credit histories.
At Fundo, we understand that managing finances can sometimes be tricky, especially when your credit isn't shining. That's why we provide:
When you search for bad credit payday loans in Australia, you might feel uncertain about eligibility, especially with various lenders presenting stringent conditions. However, at Fundo, our eligibility criteria are designed to be straightforward:
Our goal is to help you succeed financially. By having these simple requirements, we make it easier for you to access the funds you need quickly and effectively. Start your journey to financial relief with Fundo today!
While we cannot offer debt consolidation loans, our loans serve a variety of useful purposes. Here’s how you can put your Fundo loan to work:
Whether you search for instant payday loans or cash loans, it’s important to know Fundo has a range of flexible options to meet your financial needs. Our goal is to help you make informed decisions about your borrowing.
If you’re tired of scrolling through options for bad credit payday loans in Australia, we’re here to provide clarity and support. Applying is simple—fill out our application form with your desired loan amount and personal details. If you submit during business hours and meet our eligibility criteria, you could receive your funds on the same day!
Take the uncertainty out of loans and discover how Fundo can help you get back on track. Boost your Fundo Score by demonstrating good financial habits, and consider applying for your loan today. Let’s get you the funds you need, when you need them!
Safe
and Secure. 3 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 3 min
application²
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Safe
and Secure. 3 min
application²
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 3 min
application²¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
