Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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When unexpected expenses arise, bad credit rating loans might seem like your last option. Whether it's urgent home repairs or planning a last-minute getaway, finding lenders offering these loans can be frustrating if you don’t know where to look. Fortunately, Fundo is here to simplify that process! For those searching for bad credit rating loans, we've got your back with our flexible options tailored for Australians in need of support.
At Fundo, we understand the unique challenges faced by borrowers with varied credit histories. Our aim is to offer a straightforward and transparent loan application experience. Here are some of the benefits we bring:
Being approved for a bad credit rating loan with us is simpler than navigating through complex terminology or hunting down multiple lenders. If you meet straightforward eligibility requirements and demonstrate responsible financial behaviour, we're likely to say yes! Take the time to explore our short-term loans options that come with repayment terms of up to 180 days.
Have you ever wondered how to improve your chances of securing a loan? Your Fundo Customer Score can make a difference! You can enhance your score by:
While we encourage responsible usage of funds, it’s vital to know what you can finance with a Fundo loan. Here are some valid uses:
With Fundo, you can easily take charge of life’s financial hiccups without resorting to endless searches for bad credit rating loans. Our customer-centric approach is designed to provide you with the financial freedom you deserve.
Ready to take the next step? If you meet the criteria of being 18 years or older, currently living in Australia, and have a verified income of at least $1,000 per fortnight, applying is as easy as filling out our online application. Let us help turn your financial challenges into opportunities!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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