Bad Credit Secured Loans
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
When you find yourself in need of extra funds for unexpected expenses, traditional lenders may not be the best option given their lengthy application processes and complicated requirements. Instead, many Australians are searching for options like bad credit secured loans, and that’s where Fundo shines! We provide fast, straightforward short-term loans that are accessible to you no matter where you are in Australia.
At Fundo, we understand that a less-than-perfect credit history shouldn't keep you from accessing the funds you need. Our streamlined application process utilises technology to ensure quick decision-making, so you can receive an outcome without the long wait. Plus, our 24/7 online service means you can apply for your loan at any time—no more waiting in queues!
With Fundo, getting a small loan is simpler and more flexible. Here’s why:
Our loans can be used for various purposes including urgent expenses, home improvements, or personal necessities. Whether you need a quick solution through our emergency loans or want to tackle immediate repairs with our home renovation loans, Fundo is here to assist you.
Searching for "bad credit secured loans" can feel overwhelming, but it doesn't have to be. At Fundo, our eligibility criteria are minimal:
Once you've checked off these criteria, fill out our application form with your details, contact information, and preferred loan amount. If approved during business hours, you could see funds in your account the same day!
Curious about your eligibility? Use our interactive Fundo Score tool to get insight into your potential approval chances. By making timely payments, referring friends, and leaving feedback, you can increase your Fundo Score and improve your chances of securing better deals on future loans.
So why continue searching for vague options online when Fundo offers clarity and support? If you’re ready to apply for a bad credit secured loan, don’t hesitate—start your application today!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 5 weeks to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
