Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
Finder
AI Innovation
Award 2024
When you find yourself in need of extra funds for unexpected expenses, traditional lenders may not be the best option given their lengthy application processes and complicated requirements. Instead, many Australians are searching for options like bad credit secured loans, and that’s where Fundo shines! We provide fast, straightforward short-term loans that are accessible to you no matter where you are in Australia.
At Fundo, we understand that a less-than-perfect credit history shouldn't keep you from accessing the funds you need. Our streamlined application process utilises technology to ensure quick decision-making, so you can receive an outcome without the long wait. Plus, our 24/7 online service means you can apply for your loan at any time—no more waiting in queues!
With Fundo, getting a small loan is simpler and more flexible. Here’s why:
Our loans can be used for various purposes including urgent expenses, home improvements, or personal necessities. Whether you need a quick solution through our emergency loans or want to tackle immediate repairs with our home renovation loans, Fundo is here to assist you.
Searching for "bad credit secured loans" can feel overwhelming, but it doesn't have to be. At Fundo, our eligibility criteria are minimal:
Once you've checked off these criteria, fill out our application form with your details, contact information, and preferred loan amount. If approved during business hours, you could see funds in your account the same day!
Curious about your eligibility? Use our interactive Fundo Customer Score tool to get insight into your potential approval chances. By making timely payments, referring friends, and leaving feedback, you can increase your Fundo Customer Score and improve your chances of securing better deals on future loans.
So why continue searching for vague options online when Fundo offers clarity and support? If you’re ready to apply for a bad credit secured loan, don’t hesitate—start your application today!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
We typically respond within 2 min or sooner.