Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
Finder
AI Innovation
Award 2024
When unexpected expenses arise, many Australians seek financial support. While traditional lenders, like local banks, are often the go-to option, they may not always be ideal due to lengthy application processes and strict lending criteria. If you've found yourself searching for bad credit secured loans Australia, look no further than Fundo! We aim to provide a fast and straightforward lending solution accessible from anywhere in Australia—no more waiting around for bank approvals!
At Fundo, our innovative approach means that even if your credit score isn't perfect, you still have a chance for approval. Our technology-driven process enables quick decisions, so you receive your loan outcome in days, not weeks. Plus, with our fully online application, you can submit your request any time, day or night, without needing to visit a physical branch. Our repayment plans are flexible, and with our transparent pricing, there are no hidden fees or unexpected charges. Experience hassle-free loans with Fundo.
By choosing Fundo, you can finally stop your search for bad credit secured loans Australia and similar keywords. Our range of funding options is designed to be user-friendly, with customizable repayment schedules. With Fundo, you can opt to pay off your loan within up to 180 days for a MACC loan, and should you decide to settle early, you could potentially save on fees!
While we focus on providing personal loans, it's important to note that we do not offer loans for paying off existing debts. Instead, our loans can help cover one-off expenses like emergency needs or even home renovations. Explore our offerings such as emergency loans or home renovation loans to find the best fit for your needs.
The Fundo eligibility criteria are straightforward! To qualify, you only need to:
If you meet these criteria, simply fill out our application form with your details, contact information, and the desired loan amount. If you submit your application during business hours and qualify, you might receive your loan on the same day!
Curious about your chances of approval? Check your application’s likelihood with our interactive Fundo Customer Score. You can also improve your score by maintaining responsible borrowing habits—recommending us to family and friends and making timely repayments will benefit you, too!
With all the benefits Fundo offers, why continue searching for bad credit secured loans Australia elsewhere? Apply for a Fundo loan today and experience a seamless borrowing process tailored just for you!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
We typically respond within 2 min or sooner.