Bad Credit Secured Loans Australia
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
When unexpected expenses arise, many Australians seek financial support. While traditional lenders, like local banks, are often the go-to option, they may not always be ideal due to lengthy application processes and strict lending criteria. If you've found yourself searching for bad credit secured loans Australia, look no further than Fundo! We aim to provide a fast and straightforward lending solution accessible from anywhere in Australia—no more waiting around for bank approvals!
At Fundo, our innovative approach means that even if your credit score isn't perfect, you still have a chance for approval. Our technology-driven process enables quick decisions, so you receive your loan outcome in days, not weeks. Plus, with our fully online application, you can submit your request any time, day or night, without needing to visit a physical branch. Our repayment plans are flexible, and with our transparent pricing, there are no hidden fees or unexpected charges. Experience hassle-free loans with Fundo.
By choosing Fundo, you can finally stop your search for bad credit secured loans Australia and similar keywords. Our range of funding options is designed to be user-friendly, with customizable repayment schedules. With Fundo, you can opt to pay off your loan within up to 180 days for a MACC loan, and should you decide to settle early, you could potentially save on fees!
While we focus on providing personal loans, it's important to note that we do not offer loans for paying off existing debts. Instead, our loans can help cover one-off expenses like emergency needs or even home renovations. Explore our offerings such as emergency loans or home renovation loans to find the best fit for your needs.
The Fundo eligibility criteria are straightforward! To qualify, you only need to:
If you meet these criteria, simply fill out our application form with your details, contact information, and the desired loan amount. If you submit your application during business hours and qualify, you might receive your loan on the same day!
Curious about your chances of approval? Check your application’s likelihood with our interactive Fundo Score. You can also improve your score by maintaining responsible borrowing habits—recommending us to family and friends and making timely repayments will benefit you, too!
With all the benefits Fundo offers, why continue searching for bad credit secured loans Australia elsewhere? Apply for a Fundo loan today and experience a seamless borrowing process tailored just for you!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
