Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
Finder
AI Innovation
Award 2024
Unexpected expenses can pop up at any time—from a sudden car issue to an urgent home repair. In these moments, having quick access to funds is essential. If you’ve been exploring options for bad credit unsecured loans, look no further than Fundo! As a fully Australian-owned and managed lender, we’re committed to providing short-term loans tailored for individuals across various credit histories, including those facing bad credit challenges.
When you choose Fundo, you're opting for a borrowing experience that prioritises transparency and speed. Our loans come with:
If you’ve been searching for bad credit unsecured loans, you may also want to consider other funding solutions we offer, like emergency loans and home renovation loans. Here’s a quick look at how our loans can help you:
If you’ve previously been worried about meeting the requirements for a loan, the good news is, Fundo has less stringent criteria compared to traditional lenders. To qualify for a bad credit unsecured loan, you just need to:
Applying for a Fundo loan is straightforward! Simply fill out our online application with your personal details, your desired loan amount, and preferred repayment terms. If everything checks out, you could see funds hit your account the same day!
With Fundo, you also have the opportunity to build your financial future. Our Fundo Customer Score system rewards responsible borrowing behaviour. By making timely repayments and referring friends, you can improve your Fundo Customer Score for better loan opportunities in the future.
Ready to secure your bad credit unsecured loan? Apply with Fundo today and discover how easy and accessible borrowing can be!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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