Bad Credit Unsecured Loans
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Unexpected expenses can pop up at any time—from a sudden car issue to an urgent home repair. In these moments, having quick access to funds is essential. If you’ve been exploring options for bad credit unsecured loans, look no further than Fundo! As a fully Australian-owned and managed lender, we’re committed to providing short-term loans tailored for individuals across various credit histories, including those facing bad credit challenges.
When you choose Fundo, you're opting for a borrowing experience that prioritises transparency and speed. Our loans come with:
If you’ve been searching for bad credit unsecured loans, you may also want to consider other funding solutions we offer, like emergency loans and home renovation loans. Here’s a quick look at how our loans can help you:
If you’ve previously been worried about meeting the requirements for a loan, the good news is, Fundo has less stringent criteria compared to traditional lenders. To qualify for a bad credit unsecured loan, you just need to:
Applying for a Fundo loan is straightforward! Simply fill out our online application with your personal details, your desired loan amount, and preferred repayment terms. If everything checks out, you could see funds hit your account the same day!
With Fundo, you also have the opportunity to build your financial future. Our Fundo Score system rewards responsible borrowing behaviour. By making timely repayments and referring friends, you can improve your Fundo Score for better loan opportunities in the future.
Ready to secure your bad credit unsecured loan? Apply with Fundo today and discover how easy and accessible borrowing can be!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
