Bad Credit Unsecured Personal Loans
Same day funds up to $5,000
Same day funds up to $5,000
Sometimes, life throws unexpected expenses our way, whether it's home repairs, medical bills, or surprise travel plans. If you've been searching for bad credit unsecured personal loans, look no further! At Fundo, we're committed to making short-term loans available to everyone; even those with less-than-perfect credit ratings. Our straightforward approach ensures that you can get the funds you need quickly and easily.
If you've been using terms like quick loans or fast payday loans, you’ll discover that Fundo offers a reliable alternative. We provide uncomplicated funding options that cater to various circumstances.
Before applying for our bad credit unsecured personal loans, it's good to be aware of Fundo’s eligibility criteria:
If you meet our requirements, you're well on your way to getting the financial support you need!
Every step of the way, Fundo prioritises you, the customer. If you're still unsure and considering other options, here’s why we stand out:
Don’t let past credit challenges hold you back—Fundo is here to empower you in managing your financial future. Ready to kickstart your application for a bad credit unsecured personal loan? Apply now and discover a simpler, more supportive approach to borrowing!
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.