Bad Credit Urgent Loan
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
When faced with unexpected expenses, many Australians find themselves looking for quick financial assistance. A bad credit urgent loan might seem like the solution. Traditional lenders, however, often bring along lengthy application processes and strict eligibility criteria that can deter potential borrowers. That's where Fundo comes in to simplify your search! With our hassle-free online loan process, you can secure fast and convenient short-term loans designed to fit your unique financial situation, even if your credit is less than perfect.
At Fundo, we take a holistic approach to lending. Our technology-driven process ensures that you receive an outcome quickly, so you won't be left waiting in uncertainty. Here’s why our customers love us:
Fundo can be your trusted partner in securing bad credit urgent loans. By understanding what you need, you can find the best deal with us. Though we don’t facilitate debt consolidation or home renovations directly, you can instead consider our emergency loans for one-off expenses. Why keep searching for alternatives when we can help cover your urgent needs?
To ensure a smooth loan experience, it’s essential to know our eligibility requirements: you must currently reside in Australia, be over 18 years old, and demonstrate verified income of at least $1,000 per fortnight (including government benefits). Your ability to repay the loan should comfortably match your financial circumstances.
With Fundo, you can also monitor your Fundo Score—our unique credit scoring system. Boost your score through positive behaviours like paying off loans early and making Fundo your primary lender. A higher Fundo Score significantly enhances your chance of securing a loan in the future.
Ready to apply? Starting your bad credit urgent loan application is easy! Just click 'Apply Now' on our homepage and fill out our online form with your desired loan amount, personal details, and contact information. If you're a returning customer, you can complete the process in just three clicks!
Don’t waste time looking for bad credit loan options; let Fundo make your borrowing experience smoother and faster. You could receive your approval and funds on the same day if you submit your application within business hours. Join our satisfied customers and apply today!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
