Bad Personal Loans
Same day funds up to $5,000
Same day funds up to $5,000
Searching for bad personal loans often arises when you need a quick financial boost to handle unexpected expenses or urgent situations. At Fundo, we specialise in providing accessible short-term loans tailored to your unique circumstances. We understand that bad credit doesn't always reflect financial irresponsibility, which is why we offer flexible solutions for those who qualify. Our straightforward application process means getting the funding you need can happen in days, not weeks!
At Fundo, we offer a variety of loan options to meet different needs, including:
It's easy to apply for a loan with Fundo. To qualify, you just need to:
If you're seeking quick cash and terms like 'I Need A Fast Loan' or 'Payday Loans Instant Cash 24/7', we are here to help. With minimal eligibility requirements and fast processing, you won’t need to look for alternatives. To get started, simply fill out our easy online application form with your personal and loan information.
Returning customers can apply for a new loan in just three clicks! Eligible applicants who submit their requests during business hours could receive funding on the same day. Unsure about your chances? Check your Fundo Score to see where you stand. Enhance your score by maintaining timely repayments, referring friends, and leaving feedback.
Don't let financial stresses hold you back! Start your loan application today and discover how Fundo can help bridge your financial gaps!
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.