Bad Personal Loans

Finding the Right Bad Personal Loans with Fundo

Searching for bad personal loans often arises when you need a quick financial boost to handle unexpected expenses or urgent situations. At Fundo, we specialise in providing accessible short-term loans tailored to your unique circumstances. We understand that bad credit doesn't always reflect financial irresponsibility, which is why we offer flexible solutions for those who qualify. Our straightforward application process means getting the funding you need can happen in days, not weeks!

Why Choose Fundo for Bad Personal Loans?

✅ **Quick Access to Funds**: Get your funds deposited into your account within 60 seconds from contract acceptance once approved.
✅ **Friendly Terms**: Our repayment options are designed to fit your lifestyle.
✅ **Tailored for You**: Flexible loan amounts up to $5,000 mean you can get just what you need.
✅ **Transparent Process**: No unnecessary red tape or complicated procedures.
✅ **Support & Guidance**: Access our self-service dashboard 24/7 to manage your loan and gain financial tips.

Types of Loans to Consider

At Fundo, we offer a variety of loan options to meet different needs, including:

🩺 **Emergency Situations**: Cover unexpected costs like medical expenses or urgent repairs.
🏠 **Home Renovations**: Fund projects to enhance your property’s value or energy efficiency.
🚗 **Transport Needs**: Address essential vehicle repairs when you need your car the most.

Simple Eligibility Criteria

It's easy to apply for a loan with Fundo. To qualify, you just need to:

Be over 18 years of age
Currently reside in Australia
Have a verified income of at least $1,000 per fortnight (including government benefits)
Demonstrate the ability to make repayments without facing financial hardship

If you're seeking quick cash and terms like 'I Need A Fast Loan' or 'Payday Loans Instant Cash 24/7', we are here to help. With minimal eligibility requirements and fast processing, you won’t need to look for alternatives. To get started, simply fill out our easy online application form with your personal and loan information.

How to Apply for a Loan

Returning customers can apply for a new loan in just three clicks! Eligible applicants who submit their requests during business hours could receive funding on the same day. Unsure about your chances? Check your Fundo Score to see where you stand. Enhance your score by maintaining timely repayments, referring friends, and leaving feedback.

Don't let financial stresses hold you back! Start your loan application today and discover how Fundo can help bridge your financial gaps!

Fundo loan example

Borrow between
$500 to $5,000

Flexible
payment terms

No hidden fees

Money within 60 secs
if NPP enabled

Small loan

Loan amount from $500 to $2000
Minimum 91+ days to maximum 6 months
20% establishment fee and a flat
4% monthly fee⁴

Example⁶

RepaymentsWeekly

Term20 weeks

Loan Amount$1,000

Establishment fee$200

Total monthly fee (over 20 weeks)$200

Total repayable$1,400

Weekly repayment$70.00

Medium loan

Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)⁵

Example⁶

RepaymentsFortnightly

Term2 years

Loan Amount$2,500

Establishment fee$400

Total interest (over 2 years)$1,553

Total repayable$4,453

Fortnightly repayment$85.63

⁴ Fees are based on loan principal advanced.

⁵ The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

⁶ The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.

Apply Now

Safe and Secure. 3 min application²

¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds

²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.

³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.