Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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Getting a loan can be daunting, especially if you're facing challenges with your credit score. At Fundo, we understand that traditional bank loans providers often impose strict criteria that can leave you feeling frustrated. That's why we strive to make short-term loans accessible for all Australians, including those who may not have a perfect credit history.
Unlike many conventional lenders, we take the time to consider your unique situation. As a fully Australian-owned direct lender, we offer:
If you’re in need of quick cash for a priority expense, you're in the right place! With Fundo, getting a loan doesn't have to be complicated. Why look elsewhere when we offer convenience and reliability?
When searching for the best bank loans providers, remember that Fundo is here to streamline your borrowing experience. Our offerings include:
Your tailored loan paperwork lets you choose repayment periods of up to 180 days, and you even have the freedom to pay off your loan early. No hidden monthly fees apply for our medium loans, allowing for complete transparency and peace of mind.
To apply for a Fundo loan, you need to:
Your Fundo Customer Score—our unique credit scoring system—helps you gauge your eligibility. The better your borrowing behaviour, the higher your score, which increases your chances of securing a loan. Simply apply online by clicking ‘Apply Now’ on our homepage. Returning customers can enjoy an even more streamlined application with just three clicks!
No need to continue your search for fast payday loans or short-term loans. Join the countless Australians who have benefitted from Fundo! Apply for your loan today and experience the difference.




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
We typically respond within 2 min or sooner.