Bank Loans Providers
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Getting a loan can be daunting, especially if you're facing challenges with your credit score. At Fundo, we understand that traditional bank loans providers often impose strict criteria that can leave you feeling frustrated. That's why we strive to make short-term loans accessible for all Australians, including those who may not have a perfect credit history.
Unlike many conventional lenders, we take the time to consider your unique situation. As a fully Australian-owned direct lender, we offer:
If you’re in need of quick cash for a priority expense, you're in the right place! With Fundo, getting a loan doesn't have to be complicated. Why look elsewhere when we offer convenience and reliability?
When searching for the best bank loans providers, remember that Fundo is here to streamline your borrowing experience. Our offerings include:
Your tailored loan paperwork lets you choose repayment periods of up to 180 days, and you even have the freedom to pay off your loan early. No hidden monthly fees apply for our medium loans, allowing for complete transparency and peace of mind.
To apply for a Fundo loan, you need to:
Your Fundo Score—our unique credit scoring system—helps you gauge your eligibility. The better your borrowing behaviour, the higher your score, which increases your chances of securing a loan. Simply apply online by clicking ‘Apply Now’ on our homepage. Returning customers can enjoy an even more streamlined application with just three clicks!
No need to continue your search for fast payday loans or short-term loans. Join the countless Australians who have benefitted from Fundo! Apply for your loan today and experience the difference.
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
