Bank Loans With Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Dealing with unexpected expenses such as {car repairs} or {home improvements} can be stressful, especially when obtaining a bank loan seems complicated. Many traditional lenders often require extensive documentation that can prolong the process, leaving you waiting for weeks or even months. If you've been searching for bank loans with bad credit, your search ends with Fundo. We know that when an urgent financial need arises, getting cash quickly is vital.
Unlike traditional banks, we simplify the lending process to cater to your individual needs. Here are just a few benefits of choosing Fundo:
If you require a small loan for quick access to cash, want to cover one-time urgent expenses, or need funds for home renovations, Fundo has you covered. Our emergency loans are tailored for these events.
When searching for bank loans with bad credit, it’s essential to understand what different lenders offer:
We value responsible financial behaviour at Fundo. If you manage your repayments on time, we reward you by potentially improving your Fundo Score. With each responsible financial action, such as timely payments and early loan repayment (up to 180 days after approval), you open the door to better loan terms in the future.
Ready to explore bank loans with bad credit? To enhance your likelihood of approval, it’s essential to maintain verified income and provide evidence of your ability to repay your loan without putting yourself in financial distress.
At Fundo, the application process is straightforward. Complete your loan application during business hours for a chance to have it reviewed, approved, and funded on the same day. Plus, returning customers enjoy a quick three-click application to streamline their experience.
Don’t waste time searching for alternatives with query terms like 'Best Instant Loans For Bad Credit' or 'Loans For Bad Credit'. You’ve already found your best option with Fundo! Contact us today to learn more about our short-term cash loan solutions and how we can support your financial journey.
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
