Banks That Offer Debt Consolidation Loans
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Loans can seem tough to secure, especially if your credit score isn't perfect. The last thing you need during an emergency is the hassle of an overly complicated application. If you're on the hunt for banks that offer debt consolidation loans, look no further than Fundo. At Fundo, we offer a straightforward and quick process for applying for short-term loans. Our focus is on making loans accessible for everyone, including those whose credit scores may not shine as bright as they’d hope. We’re here to keep it simple—our jargon-free language ensures you fully understand your loan options and responsibilities as a borrower.
Why choose Fundo for your loan needs? Not only are we Australian-owned and -operated, but we also provide flexible repayment plans to fit smoothly into your financial plans. We take into account your personal financial situation beyond just your credit score to ensure we have a comprehensive view of your borrowing capacity. With us, getting a quick loan is both easy and hassle-free, minimising wait times for answers so you can act when necessary.
Our loan options can cater to different needs. For example, our home renovation loans can assist with essential upgrades, while our emergency loans are designed to cover urgent, one-off expenses. Although we don’t offer traditional debt consolidation loans, our funding can still be beneficial for managing short-term financial needs without adding pressure on your existing obligations.
Worried about eligibility? Let’s clear that up. At Fundo, our criteria are simple. To qualify, you need to be:
If you meet these criteria, stop searching for loans to apply and start your application with us instead! Enter your details, contact information, and desired loan amount in our seamless application form, and hit submit. If you apply during business hours, you could see your application approved and funds released the same day! Our returning borrowers enjoy added convenience; with just three clicks, they can fill out their applications. Curious about your chances of approval? Check out your Fundo Score—a higher score means better chances! You can improve your Fundo Score by paying back loans on time and recommending us to friends and family.
If you're still looking for options among banks that offer debt consolidation loans, we encourage you to think about what you truly need. A responsible alternative is just a click away—join Fundo today for quick and efficient funding solutions!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 5 weeks to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
