Best Banks For Personal Loans
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
If you're in need of quick and easy funding to manage your financial needs, you might be considering a loan as a viable solution. However, navigating through the cumbersome requirements of traditional lenders can be a daunting task, often riddled with mountains of paperwork and drawn-out processing times. It's no surprise that many people are looking for the best banks for personal loans. This is where Fundo comes in! With Fundo, you can access short-term loans designed to provide swift assistance to Australians in need.
At Fundo, we pride ourselves on our more accessible lending criteria and faster processing times compared to traditional banks. Even if you have a less-than-perfect credit score or a limited credit history, you may still qualify for a loan.
Wondering about ways to use a loan? At Fundo, while we focus on empowering your financial choices, it’s important to note that we don’t support loans for debt consolidation or paying off existing debts. Our loans can help with short-term needs and unexpected expenses, such as:
If you’re convinced that Fundo could be your go-to for quick funding, here’s what you need to know to get started with our loans:
To be eligible, you need to:
If you meet these criteria, your search for the best banks for personal loans could very well end with us! Simply fill out our application form, including your details and the desired loan amount. If you apply during business hours, same-day approval and funds could be available within 60 seconds of contract acceptance.
Wondering about your chances for loan approval? You can check your Fundo Score for insights on your loan eligibility. A higher score means a better chance of getting approved. Engage with us—refer friends, make timely repayments, and provide feedback to enhance your score further!
So, if you’re still on the lookout for comparable options like cash loans for pensioners or short-term loans, why not make the savvy choice? Partner with Fundo today and experience a simple, fast, and friendly lending option!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
