Best Fast Loans For Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Unexpected expenses can pop up at any moment—whether it’s a medical bill, a sudden car repair, or perhaps you’re ready to embark on home improvements. Whatever the situation, choosing to secure a loan can provide the quick financial relief you need. While traditional lenders often impose strict requirements and lengthy paperwork, many Australians are turning to more flexible solutions, searching for options like best fast loans for bad credit.
With Fundo, you don't need to struggle for hours online. We give you fast, straightforward short-term loans from the comfort of your home. Our technology-driven loan process ensures swift outcomes, making loan options accessible for everyone, including those with less-than-perfect credit. Waiting for weeks to receive an answer? Not at Fundo! We've streamlined the experience for a quicker, hassle-free application process.
If you’re exploring options for best fast loans for bad credit, Fundo is here to assist! We provide various funding solutions tailored to simplicity and speed, offering flexible repayment terms that can fit your needs. Opt to settle your loan within up to 180 days or pay it off early to save on costs.
We believe in making the loan process as smooth as possible. Our eligibility requirements are straightforward—you just need to be over 18, reside in Australia, and have a verified income of at least $1,000 per fortnight (this includes government benefits). What's more, you’ll need to demonstrate your ability to meet repayment deadlines.
Applying is easy! Complete our application form with your desired loan amount and personal details. If you apply during business hours, you might hear back about your outcome before you know it. Once approved, managing your loan is effortless via your personal dashboard, where you can review terms and track your progress.
Are you ready to boost your chances of approval? Your Fundo Score can play a role in this. Engage with your score by referring Friends, paying on time, and sharing your experiences. It’s all about making the lending journey enjoyable!
Don’t let financial worries hold you back any longer. Say goodbye to costly delays and hello to a smooth funding experience with Fundo! Apply for a loan today!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
