Best Instant Cash Loan App
Same day funds up to $5,000
Same day funds up to $5,000
Have you ever found yourself in urgent need of cash but faced hurdles due to bad credit? Many people struggle with traditional loan processes, especially when searching for the best instant cash loan app. At Fundo, we believe your credit score shouldn’t stand in the way of accessing the funds you need. Our mission is to remove the barriers to short-term loans for everyone in Australia. Here’s how we make it happen:
We offer a user-friendly experience tailored to your individual financial situation. As an Australian-owned direct lender, we pride ourselves on providing:
When it comes to one-off expenses like emergencies, why wait for approvals that never come? With Fundo, you can enjoy a fast, efficient service without the stress. You deserve a lender that values your time!
We understand that different situations call for different solutions. That's why we provide a range of options to fit your needs:
At Fundo, we reward responsible financial behaviour. Paying off your loan early can save you money on applicable interest rates, and you’ll have up to 180 days to complete your repayment for our medium loans.
Did you know your Fundo Score can positively influence your future loan applications? This score reflects your relationship with us, rewarding timely repayments and client feedback. Higher scores lead to better loan conditions, so start building yours today by completing your loan application.
If you’re at least 18 years old, reside in Australia, and earn at least $1,000 per fortnight (including government benefits), you may qualify for our loans. Our application process is quick and straightforward—no need to search for other lending options like 'borrow money now' or 'fast money loans'. Just fill out the online application form on our website!
By applying during business hours, you could have your loan processed and possibly disbursed the same day. Returning borrowers can complete their application in just three clicks—ensuring a smooth experience. So, if you're looking for the best instant cash loan app, look no further than Fundo!
Ready to take the next step? Apply for your loan today with Fundo and experience a straightforward path to securing financial support!
Safe
and Secure. 3 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 3 min
application²
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Safe
and Secure. 3 min
application²
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 3 min
application²¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
