Ready. Set. Loan.
Same day funds up to $5,000
Same day funds up to $5,000
At Fundo, our unique offering includes short term loans designed to meet your immediate needs, all handled with care, expertise, and a pinch of enthusiasm. We understand the urgency that comes with life’s surprises, and we’ve geared our services to suit just that. 

Our no-fuss application and approval process allows for the ease and convenience of same-day loans, all done from the comfort of your home. It’s like having a financial ally right in your pocket!

Here’s the kicker: we’re not as rigid as most banks, which claim to offer the option for the best loan Australia-wide. In fact, we’re a private lending institution dedicated to providing fast cash loans, even for those with less-than-perfect credit scores. We believe in giving opportunities where others don’t, and that’s what sets us apart. 

In essence, Fundo is all about eliminating the complications and the jargon, making same day loans a reality for Australians. We’re here for those times when you need cash quickly. Our services are driven by your needs and designed to fit your life. We’re genuinely dedicated to your financial well-being because we’ve got your back when you need us the most for the best loan Australia-wide.

At Fundo, we wholeheartedly believe that applying for loans should be as easy as making a cuppa. We understand that when life takes an unexpected turn, the last thing you need is a convoluted process standing between you and the financial help you need. With us, the application process for a quick online loan is as straightforward as it can be for the best loan Australia-wide.

We’ve transformed the traditional, complex procedures into a smooth, online journey that you can complete from your favourite armchair. Say goodbye to lengthy forms and hello to our no-fuss application, which you can fill out quickly.

Our services are built on empathy and dedication; hence, we cater to those who might not have a sparkling credit history, breaking the barrier that most banks establish. 

At Fundo, we transcend traditional financial assessments with our proprietary Fundo Credit Score system. This system rewards your financial responsibility and community engagement, improving your chances for fast loan approvals and offering added benefits. 

In addition, we provide a personalised dashboard for streamlined account management. This allows you to view and update your account, adjust repayments, and monitor your loan information, along with accumulating points and tracking your Fundo score. 

We waive any hidden fees or charges, and our repayments are flexible to suit your needs. Our goal is to create an enjoyable loan experience without jargon or complications. After all, we’re Australian-owned and managed and understand your needs best. 

We march to a different beat when it comes to a personal loan application here at Fundo. You might ask, do we have strict criteria? The short answer is no. Unlike the big banks with their rigid rules and red tape, we’ve tossed out the rulebook and replaced it with an approach that’s as friendly and flexible as a sunny day.

To be eligible for our quick loans at Fundo, you must:

We’re dedicated to taking the complications out of online loans in Australia. With Fundo, you can say goodbye to confusing legal talk, hidden fees, and complications. That’s the Fundo way, and we’re pretty chuffed about it.

As you look up ‘best loan Australia’ online, you may realise that credit checks can often feel like a major hurdle. But at Fundo, we see things differently. Yes, we do perform credit checks when we consider them necessary, but we understand that financial situations can be complex. As such, credit history is not always a proper reflection of our customers’ abilities to repay a loan. 

Unlike traditional banks, we’re not tied to stringent rules. Your not-so-great credit score? We don’t shy away from it. We pride ourselves in taking a broader view, looking at the entire picture of your financial situation. It’s this empathic and fair approach that sets us apart, allowing us to provide quick cash loans to those who might have been overlooked elsewhere.

From our simple, no-fuss application process to our straightforward approval process, we’re here to provide you with quick online loans, often on the same day. With Fundo, you’re not just a credit score: you’re a valued customer with unique financial needs that we’re committed to meeting.

The bottom line? Credit checks are part of our process, but they’re not the only thing we consider. If you need to find the best loan Australia-wide, Fundo’s got your back, offering an experience that’s light on complications and heavy on convenience. So, need a teeny tiny loan? Apply now! 

Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.