Best Loan Australia
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
It’s not uncommon to find yourself needing financial assistance at a moment’s notice, whether it’s for an unexpected bill or a one-off expense. This is where searching for the best loan in Australia becomes essential. Traditional lenders like banks often have lengthy approval processes, but Fundo is here to support your urgent needs. As an online lender dedicated to providing short-term loans, we specialise in helping Australians access funds quickly and efficiently, even if your credit score isn’t perfect. At Fundo, we make it simple to get the financial assistance you need without the typical hassles.
When searching for the best loan options, it pays to investigate what’s available. At Fundo, we're committed to helping you make informed decisions about your finances. Here are some great reasons to consider us:
We reward responsible financial behaviour and offer flexible repayment terms of up to 180 days for a MACC loan. While we encourage early repayments, rest assured—you won’t face any additional charges. If you’re still on the lookout for the best loan in Australia or quick cash options, consider the benefits Fundo has to offer.
It’s simple to determine if you qualify for a Fundo loan. You’ll need to:
If you meet these criteria, simply fill out our easy online application, sharing your personal information, contact details, and desired loan amount. When you apply during business hours, you may receive approval on the same day, with funds hitting your account within 60 seconds of contract acceptance, subject to standard banking processes.
Don't let the search for a best loan in Australia overwhelm you. Instead, with Fundo, you can quickly find the right solution tailored to your needs. You can also boost your Fundo Score by repaying your loans promptly and referring friends, which helps improve your chances of future approvals.
Skip the endless search for 'loan quickly' or alternatives—apply for a Fundo loan today and discover how easy it is to manage your finances!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 5 weeks to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
