Best Payday Advance Apps Australia
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
If you find yourself in a tough financial situation and need quick access to cash, consider exploring the best payday advance apps in Australia. Traditional lenders can often create barriers with their lengthy paperwork and extensive processing times, making the process frustrating. This is where Fundo comes to the rescue! As an alternative lender, we offer an efficient and user-friendly experience for those in need of financial assistance.
At Fundo, we understand the urgency of your needs, which is why our application process is designed to be fast and straightforward. You don't need to worry about hidden fees or complicated terms; we're all about making things simple for you. Whether you have a fair credit history or less-than-perfect credit, our flexible lending criteria might still allow you to access funds when you need them most.
When discussing the best payday advance apps in Australia, it's important to know that our loans can help cover a range of short-term expenses, such as unexpected bills or necessary purchases. However, we do not support debt consolidation or loans for paying off existing debts, ensuring that our services focus on providing fresh funding for new needs. If you’re looking for assistance, you can learn more about our short-term loans available for amounts up to $5,000.
To apply for a loan with Fundo, you must:
You can check your Fundo Score to better understand your borrowing capacity, and remember, the higher your score, the better your chances of approval! Our unique scoring system rewards you for responsible financial behaviour, such as paying on time or referring friends.
Ready to take the next step? Simply head to our homepage and click 'Apply Now' to begin your online loan application. Enter your loan amount, personal details, and contact information. If you’re a returning customer, you can complete your application in just three clicks! Once submitted, expect a notification of your approval within a few business hours, with funds hitting your account swiftly so that you can tackle your expenses with ease. There's no need to keep browsing for ‘weekend cash loans’—Fundo is here for you!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
