Best Payday Loans Australia
Same day funds up to $5,000
Same day funds up to $5,000
Looking for the best payday loans in Australia? Payday loans provide fast financial relief, helping Australians cover short-term expenses like rent, utilities, or unexpected bills. With so many options available, it’s important to choose a lender that offers fast approval and flexible terms. At Fundo, we offer small loans starting from $500 with a simple online application process and competitive loan terms, making us a reliable choice for those seeking payday loans in Australia.
Our application process is designed to be straightforward, taking just a few minutes to complete. Once submitted, it’s reviewed promptly, and in many cases, same-day approval is available. After approval, the funds are typically transferred to your account within hours, allowing you to manage your short-term financial needs without waiting for days.
Fundo’s payday loans also come with flexible repayment options that make it easy to repay the loan on terms that suit your financial situation. For Australians seeking a fast and reliable payday loan, Fundo provides a convenient solution with transparent terms and quick access to funds.
How fast can I get approved for a payday loan with Fundo?
Fundo’s online application process ensures fast approval, often on the same day. Once approved, funds are typically transferred to your account within hours.
What can I use a payday loan from Fundo for?
You can use a payday loan to cover various short-term financial needs, such as rent, utilities, or personal bills.
How flexible are Fundo’s repayment options for payday loans?
Fundo offers flexible repayment plans that are tailored to your financial situation, making repayment easy.
Do I need perfect credit to apply for a payday loan with Fundo?
No, Fundo doesn’t require perfect credit. We focus on your current financial situation and your ability to repay the loan.
Safe
and Secure. 3 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 3 min
application²
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Safe
and Secure. 3 min
application²
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 3 min
application²¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
