Best Personal Loan Options For Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
If you’re looking for the best personal loan options for bad credit in Australia, you may find yourself sorting through other lenders that often come with complicated processes and strict requirements. Fortunately, you’ve discovered Fundo! We provide quick and hassle-free short-term loans tailored to your needs, no matter where you are in Australia.
At Fundo, we understand that life can throw unexpected expenses your way. That’s why we’re committed to giving individuals with less-than-perfect credit a fair chance at securing a loan. Our technology-driven process allows for speedy outcomes, so you can get back on track without delay. Here are just a few reasons why choosing Fundo could be beneficial for you:
When searching for the best personal loan options for bad credit, flexibility can make all the difference. At Fundo, we offer repayment terms that can be set up to 180 days, accommodating your unique financial situation. Plus, if you repay early, it could potentially benefit your chances for future approvals!
Our loans can cater to various one-off expenses! Here are some examples:
Please note that while we do offer solutions for those with bad credit, it's important to keep your financial health in mind. Avoid searching for generic phrases like no check loans that may not fit your needs. Our approach focuses on assessing your ability to repay rather than solely on your credit score.
Are you ready to take the next step? Applying for a loan with Fundo is quick and user-friendly! Just fill out our online application form with your personal details and financial information. If you meet our eligibility criteria (you must be over 18 years old, currently living in Australia, and have a minimum income of $1,000 per fortnight), we’ll get back to you shortly.
Don't let the hassle of searching for the perfect loan options get you down. Our goal is to make your loan experience smooth and efficient, allowing you to focus on what truly matters. Apply today, and see how Fundo can help you achieve your financial goals!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 5 weeks to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
