Best Personal Loans For Bad Credit Australia
Same day funds up to $5,000
Same day funds up to $5,000
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We approved 320+ loans in the last 24 hours!
Need a quick fix for an unforeseen expense or planning some home improvements? Navigating through traditional lending channels can often be a lengthy and frustrating journey, particularly if you have bad credit. Many Australians seek alternatives and often find themselves exploring options like best personal loans for bad credit Australia. That’s where Fundo comes in! We understand how critical speed and simplicity are when you're in need of a loan.
Our streamlined application process ensures you won’t get bogged down by excessive paperwork. At Fundo, we recognize that everyone’s financial journey is unique, and a less-than-perfect credit score shouldn’t prevent you from securing a loan. We focus on evaluating your current capacity to repay, rather than just past financial hiccups.
If you've been searching extensively for the best personal loans for bad credit Australia, you’ll be relieved to know that our offerings provide much more than just funding. With ample flexibility in repayment, our loan structure gives you the power to manage your finances effectively. You can even repay in advance to avoid monthly fees and improve your chances of future borrowing with us.
While we don’t endorse debt consolidation, our loans can be perfect for a variety of short-term needs including:
Our goal at Fundo is to make borrowing convenient and user-friendly for every Australian. When you apply for a loan through us, you won’t have to drown in search results for quick personal loans no credit check or loans for self-employed no credit check. We make the entire process straightforward.
Unlike some traditional lenders, Fundo has minimal eligibility requirements, increasing your chances of securing the funds you need. To apply, you must:
Applying for a Fundo loan is quick and easy, and you can increase your chances of approval in the future by maintaining a solid repayment history. Enhance your Fundo Score through responsible borrowing practices, and watch your options grow!
So, why continue your search for the best personal loans for bad credit Australia? Take the next step towards quick financial relief — apply for a loan with Fundo today!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
