Best Quick Loans Australia

When you need fast financial help, finding a lender that offers quick, reliable service is essential. Whether you’re dealing with an unexpected bill, an emergency, or simply need to cover immediate expenses, it’s important to work with a lender that can get you the funds as soon as possible. At Fundo, we provide small loans starting from $500, offering a fast and hassle-free application process to ensure you get the help you need, right when you need it.

Why Choose Fundo for Quick Loans?

Fundo stands out as one of the best options for quick loans in Australia due to our streamlined process, competitive terms, and commitment to responsible lending. Our simple online application form can be completed in just a few minutes, and we aim to provide approval decisions quickly, often within the same day. This means you can get access to the funds you need without the long wait associated with traditional lenders.

We offer loans starting from $500 up to $5,000, ensuring that you can borrow the amount that suits your specific financial needs. Whether it’s a small shortfall or a larger expense, Fundo’s loans are designed to provide flexibility while keeping repayments manageable. Our focus is on making borrowing easy and stress-free, with transparent terms and no hidden fees.

How Fundo’s Loan Process Works

Apply Online: To start, simply fill out our online application. The form is easy to complete, and you can apply from the comfort of your own home or on your mobile device at any time of day or night.
Quick Approval: After you submit your application, we review your information quickly. Many of our customers receive an approval decision within hours, allowing them to get the funds they need without delay.
Receive Your Funds: Once your loan is approved, the funds can be transferred to your account quickly. Depending on the time of day and your bank’s processing times, you could have the money the same day or the next business day.
Flexible Repayments: Fundo offers a range of flexible repayment options to suit your financial situation. You can choose a repayment schedule that works best for you, ensuring that repaying the loan is as smooth and manageable as possible.

Eligibility Criteria for Fundo’s Quick Loans

To be eligible for a quick loan with Fundo, you need to meet the following criteria:

Be at least 18 years of age
Reside in Australia
Have a regular income of at least $1,000 per fortnight (this can include government benefits)
Demonstrate the ability to repay the loan comfortably without financial hardship

Even if you have a less-than-perfect credit history, Fundo can still consider your application, as our focus is on your current financial capacity rather than just your credit score.

Quick Loan FAQs

How quickly can I get a quick loan from Fundo?

At Fundo, we work to provide fast approvals, often within hours of submitting your application. Our online application process is simple and efficient, and once approved, you could receive your funds the same day, depending on when you apply and your bank’s processing times.

What can I use a quick loan for?

You can use a quick loan from Fundo for a wide range of purposes, including covering emergency expenses, paying bills, handling unexpected repairs, or managing any other financial need. Loans start at $500, giving you the flexibility to address various short-term financial challenges.

What happens if I can’t repay my loan on time?

If you find yourself unable to make a repayment, it’s important to reach out to Fundo as soon as possible. We offer flexible repayment options and can work with you to adjust your repayment plan if needed. Our goal is to help you manage your loan responsibly without added financial stress.

How is Fundo different from other quick loan providers?

Fundo sets itself apart by offering fast, reliable service with a focus on transparency and flexibility. Our simple online application process is designed to get you approved quickly, and we provide flexible repayment options tailored to your financial situation. Unlike some lenders, we don’t believe in hidden fees or confusing terms - what you see is what you get.

By choosing Fundo, you’re opting for one of the best quick loan experiences available in Australia. With fast approvals, flexible repayment options, and a clear, straightforward process, Fundo ensures that you get the financial help you need when you need it most. For more information or to get started, visit our online application page today and take the first step toward securing your quick loan.

Fundo loan example

Borrow between
$500 to $5,000

Flexible
payment terms

No hidden fees
payout early for discount

Money in ~60 secs of
contract acceptance¹

Small loan

Loan amount from $500 to $2,000
Minimum 5 weeks to maximum 6 months
20% establishment fee and a flat
4% monthly fee⁴

Example⁶

RepaymentsWeekly

Term20 weeks

Loan Amount$1,000

Establishment fee$200

Total monthly fee (over 20 weeks)$200

Total repayable$1,400

Weekly repayment$70.00

Medium loan

Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)⁵

Example⁶

RepaymentsFortnightly

Term2 years

Loan Amount$2,500

Establishment fee$400

Total interest (over 2 years)$1,553

Total repayable$4,453

Fortnightly repayment$85.63

⁴ Fees are based on loan principal advanced.

⁵ Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

⁶ The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.

Apply Now

Safe and Secure. 5 min application²

Things you should know

Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.

¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day

²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.

³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.

Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.

Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.

Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.

Best Quick Loans Australia