Best Short Term Payday Loans
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Financial bumps happen to the best of us—whether it's an unexpected bill or just needing a little extra cash. That's why many people seek out the best short term payday loans, looking for quick solutions to cover those urgent expenses. While traditional banks and credit unions may offer slow response times, Fundo is here to help. As an online lender tailored to Australians, we specialise in providing short-term loans that can cater to your needs, even if your credit score could use a little TLC. Our mission is to facilitate hassle-free access to funds whenever you require them, making life a bit easier.
When searching for the best short term payday loans, you may have come across various options, including best same day payday loans online. It might feel overwhelming to sift through the myriad of loan types available. Fortunately, we provide a range of small loan options tailored to meet your financial demands, including emergency loans and home renovation loans. Our flexible repayment schedule allows you to pay back your loan comfortably within up to 180 days—we aim to make funding as convenient as possible.
If you're still considering Fundo for your best short term payday loan needs, let's outline the essential requirements: you must be over 18 years of age, currently living in Australia, and have a verified income of at least $1,000 per fortnight (this includes government benefits!). It's also important to us that our borrowers are financially capable of making repayments without undue stress. If you tick those boxes, simply fill out our application form for quick review—submissions during business hours can receive approvals, with loans often released the same day!
Unlike many other lenders, we offer our borrowers the benefit of the Fundo Score, a unique system to enhance your opportunities for loan approvals. By maintaining responsible borrowing habits, such as paying back loans on time and referring friends, you can strengthen your Fundo Score. This means potential discounts and perks for you! If you’ve been destined to keep searching for 'cash loans bad credit' or 'payday loans no credit check', remember we’re here to help. Ready to take the next step? Apply for a Fundo loan today and experience the difference!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
