Best Small Loans
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Unexpected expenses can sneak up on anyone: whether it's a medical bill, a necessary car repair, or even a home improvement project like installing new flooring. These situations highlight the importance of having access to the best small loans that can give you the funds you need quickly. Instead of navigating the tricky world of traditional lenders with their strict criteria and lengthy paperwork, consider the convenience of Fundo's small loans. At Fundo, we simplify your borrowing experience, ensuring you can get fast, straightforward short-term loans from the comfort of your own home.
After you explore options for the best small loans, you might come across various types available in the market. Fundo offers a range of small loans to cater to diverse needs, such as emergency loans and home renovation loans. Selecting the right loan can help you manage your finances better and come out ahead. Keep in mind, you can pay off your Fundo loan in up to 180 days, and the option to pay off your loan early can help you save on potential costs.
Many individuals interested in acquiring loans naturally wonder if they qualify. In Australia, Fundo's eligibility criteria are simple: you must be over 18, currently residing in Australia, earning at least $1,000 every fortnight (including government benefits), and able to demonstrate that you can meet repayment obligations without compromising your financial health. Applying is straightforward—just fill out our application form detailing your desired loan amount, personal and financial information, and contact details. If you meet the requirements and apply during business hours, you could see funds hit your account within 60 seconds from contract acceptance!
A part of being financially savvy is understanding your creditworthiness. You can get insights into your lending chances by checking out your Fundo Score. Enhancing your Fundo Score is a proactive way to strengthen your loan eligibility. Pay on time, refer friends, and keep other debts to a minimum to watch your score improve.
Ready to take the next step? Submit your loan application today and experience the ease and support of Fundo for all your small loan needs!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
