Best Unsecured Personal Loans For Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
When life throws unexpected expenses your way, finding the right loan can be crucial. Whether you're facing an urgent home repair or need some cash for a special occasion, the best unsecured personal loans for bad credit can be an effective solution. If your search for lenders using this term feels overwhelming, let us introduce you to Fundo. We’re here to help borrowers like yourself with short-term loans that are flexible and easy to manage. Making your loan journey clear and straightforward, we've minimised the jargon so you understand every detail of your loan in plain, simple language.
We understand that when you’re searching for loans, you may look for options like 'best personal loans for bad credit reviews' or 'financial loans with no credit check'. While we do provide loans with more lenient criteria, it’s important to clarify that even though some options exist, a credit check may be part of our assessment process to ensure suitability.
At Fundo, we offer a variety of options to cater specifically to your needs, including:
Once you decide on the type of loan that works for you, rest assured that you can pay off your loan comfortably within up to 180 days for a MACC loan, with additional flexibility to pay early and avoid ongoing fees.
Choosing Fundo means you're selecting a lender with minimal eligibility requirements. To qualify, you just need to:
If you meet these criteria, simply fill out our application form with your details and loan amount. Approval is fast, and you might see funds in your account the same day, depending on banking speeds.
With Fundo, we believe in rewarding responsible behaviour. Our Fundo Score reflects your creditworthiness. You can enhance your score by repaying on time, recommending us to friends and family, or sharing your feedback. If you’re a returning customer, our streamlined process makes applying for a new loan a breeze.
Don’t keep searching for 'weekend cash loans' or other alternatives. Choose Fundo as your go-to lender for the best unsecured personal loans for bad credit and experience a friendly, supportive lending process today!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
