Borrow Instant Cash
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
If you're in need of quick financial help to tackle unexpected expenses, finding the right solution can be overwhelming. Traditional lenders, like banks and credit unions, often come with lengthy applications and extended wait times, making it tough for many to borrow instant cash for short-term needs. This is where Fundo shines! As a friendly alternative lender, we simplify the process, allowing you to easily borrow money from the comfort of your own home, without the hassle of complicated paperwork.
At Fundo, we believe accessing instant cash should be easy and straightforward. Our online loans cater to a range of Australians, including those with less-than-perfect credit histories. Here’s what you can expect:
Once approved for your loan, you can put the funds to good use. Whether it's for emergencies, home renovations, or unexpected expenses, Fundo offers you the flexibility to borrow instant cash for various short-term needs. Here are some ways our customers use their loans:
To start your journey to borrow instant cash with Fundo, just ensure you meet our easy eligibility criteria. You need to:
Once you’ve confirmed you meet these criteria, simply complete our online application, and our team will take care of the rest. After your first loan, you can start building your Fundo Score, which rewards good credit behaviours like timely repayments and referrals.
With Fundo, saying goodbye to those frustrating searches for ‘loans during emergencies’ is easy. Our commitment to your financial well-being sets us apart. We aim to make borrowing accessible and stress-free. So why wait? Apply now and experience the ease of borrowing instant cash with Fundo today!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 5 weeks to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
