Borrow Money Instantly
Same day funds up to $5,000
Same day funds up to $5,000
If you're looking to borrow money instantly for those unexpected moments, traditional banks and lenders might not be the best fit. Their lengthy application processes and strict criteria can be frustrating. Thankfully, youโve found Fundo! We provide fast and straightforward short-term loans that are accessible 24/7 from anywhere in Australia. Our easy application process means you can get a decision quicklyโno waiting in line or scheduling an appointment!
If youโve been searching to borrow money instantly, our loans can cover a range of urgent needsโfrom home renovations to unexpected bills. While traditional lenders may advertise services that sound similar, Fundo focuses on giving our customers a seamless borrowing experience tailored to their needs.
At Fundo, we understand your urgency and are committed to providing short-term loans that fit your situation without the drawbacks of traditional lending. With us, you can enjoy a hassle-free experience while receiving the funds you need when it matters the most.
For those curious about qualifications, the good news is Fundo keeps it simple. Youโll need to:
Simply complete our online application form, and if you meet our eligibility criteria, you could receive your funds the same day. As youโre thinking about how to borrow money instantly, remember that we empower you to manage your financial health through our self-service dashboard, helping you stay informed about your loan terms and more.
Another fantastic way to enhance your experience with Fundo is to improve your Fundo Score. A higher score can improve your chances for future loans. You can boost this score by:
Ready to take the next step? Fill out your application with Fundo today and move closer to borrowing money instantly when life throws an unexpected expense your way!
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.