Borrow Money Now
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
When you need to borrow money now, speed is essential to cover unexpected costs like bills, repairs, or emergencies. Finding a lender that offers fast approval and immediate access to funds can make all the difference. Fundo offers small loans starting from $500, with a quick online application process designed to give you access to your money as soon as possible.
How can I borrow money now in Australia?
When you’re in urgent need of financial assistance, you might be looking for ways to borrow money now to cover unexpected expenses like medical bills, car repairs, or emergency costs. Fundo offers a fast and simple solution, with small loans starting from $500, ensuring you can access the funds you need quickly. Our application process is entirely online, allowing you to complete the application from anywhere. If approved during business hours, you could receive the money in your account the same day, or by the next business day depending on banking times.
At Fundo, we believe in transparent terms and responsible lending, making sure you can borrow what you need without hidden fees or lengthy delays. With clear, flexible repayment options, Fundo provides financial solutions that work for you.
What is the process to borrow money now with Fundo?
Borrowing money quickly with Fundo is a straightforward process. Here’s how you can get started:
With Fundo, you’ll have access to clear, easy-to-understand loan terms, making borrowing money when you need it most a hassle-free experience.
FAQs
Can I borrow money now and receive the funds today?
Yes, if your application is approved within business hours and you accept the loan contract, the funds will hit your account within 60 seconds from accepting your loan agreement and if your bank supports PayID. If there are banking delays, you may receive the money the next business day.
What is the minimum amount I can borrow with Fundo?
Fundo offers small loans starting from $500, perfect for covering emergency expenses or unexpected costs.
Do I need a high credit score to borrow money with Fundo?
While Fundo may perform a credit check, we focus on your overall financial situation, including your ability to repay the loan. The Fundo Score helps assess your loan suitability based on multiple factors, not just your credit score.
What can I use my loan for?
Fundo loans can be used for a wide range of personal expenses, such as medical bills, car repairs, or household emergencies. However, Fundo does not provide loans for repaying existing debt, utility bills, or mortgage repayments.
Can I repay my loan early?
Yes, you can repay your Fundo loan early without any additional fees or penalties, providing flexibility in managing your repayments.
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 5 weeks to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
