Ready. Set. Loan.
Same day funds up to $5,000
Same day funds up to $5,000
Applying for loans online can help you avoid long lines in far-off locations and physically compiling heaps of paperwork. However, with Fundo, we offer additional advantages that cater to your unique needs, especially in times of urgency. Many hope to borrow money now online, so let’s delve into why this digital approach suits our tech-savvy Australian audience better. 

First, we won’t keep you waiting for weeks. We recognise that Australians need quick cash loans, and Fundo delivers just that. If you get approved, you could receive funds right from the comfort of your home. 

Secondly, we uphold simplicity and accessibility. Fundo’s platform is user-friendly, ensuring a seamless process. Our language is plain and free of complicated jargon or legal talk, making it easier for our customers to understand their loans and make informed decisions.

Thirdly, as an Australian-owned, private lending institution, we are committed to providing reliable and flexible short-term loan options. We’re here to support your financial well-being with no hidden fees or charges.

Finally, Fundo prioritises your experience. We genuinely care about your financial health, and we continuously learn from your experiences to improve our services. We’re more than a lending institution: we’re your collaborator.

When you’re looking to borrow money now online, we at Fundo ensure that the process is easy, quick, and customer-centred. 

At Fundo, we passionately believe in providing quick and easy online loans, making your financial journey as seamless as possible. It’s in our DNA to cater to your financial needs with speedy and hassle-free loan assessment procedures.

Ultimately, we’ve taken the tediousness out of the process. We utilise a high-tech system that evaluates applications in real-time, not only looking at your credit history but other pertinent factors as well, including your current ability to repay a loan. This is part of our commitment to being an approachable, responsible, and user-friendly lending institution. 

While evaluating your application, we also consider the principle of responsible lending. Our goal is to not only help you navigate your current financial situation but also empower you to have a financially healthy future. As such, we ensure your loan is manageable and suitable for your individual circumstances.

We understand that life happens, and sometimes you just need some extra cash. That’s why we’re dedicated to being there for you when you’re hoping to borrow money now online.

When you choose to borrow from Fundo, you’ll be pleased to find that we don’t demand a guarantor or security. Not everyone has access to these, and we are dedicated to inclusivity and accessibility for our customers. It’s part of our goal to help you easily navigate through your financial life, not add to your stress with overly stringent requirements.

We provide a seamless online loan service, perfect for different types of individuals seeking to borrow money now online for emergencies or dream purchases. From our no-fuss application and assessment process to the convenience of quick loans, we’ve got you covered. 

You’ll even see Fundo as a reliable partner, assisting you with transparent, flexible repayments with no early exit fees. So, whether you’re looking for short-term loans or digital credit products in Australia, you can get a chance to experience a simple and straightforward borrowing experience with us. 

Oftentimes, life can take us by surprise, and for that reason, we at Fundo make sure that our application process is fully accessible, even to first-time borrowers. We pride ourselves on taking the complexity out of lending, and we’ve replaced complicated forms and long-winded approval processes with a streamlined, no-fuss application designed for everyday Australians.

Our expert team has developed a user-friendly process that can be easily navigated, even if you’re not a financial whiz. Simply scroll through our website and follow the step-by-step guide, and you can be on your way to securing that much-needed cash loan. You won’t have to keep searching for terms like ‘How do I borrow money now online?’ just to secure financing. 

We want you to have peace of mind knowing we’re just as dedicated to your financial well-being as you are. If you’re someone who’s applying for a loan for the first time or perhaps someone who’s been through these procedures before, don’t hesitate to consider us at Fundo. After all, we’re not just a private lending institution; we’re your partner in managing life’s unpredictable and cherished moments. 

Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.