Buy Now Pay Later Loan
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
When unexpected expenses arise, many people find themselves searching for a solution like a buy now pay later loan. Whether it's covering a surprise bill or helping with a one-off expense, accessing the funds promptly can make all the difference. Unlike traditional banks or credit unions that may not provide funds quickly enough, Fundo is here to help you navigate these situations with our straightforward online lending solutions. We specialise in short-term loans, making it easier for you to obtain cash exactly when you need it without any unnecessary hurdles.
When exploring options like a buy now pay later loan, it’s wise to compare various lenders. At Fundo, we're committed to providing a responsible alternative. Our home renovation loans help you fund essential improvements, while our emergency loans can quickly assist with urgent needs. Each loan is designed to offer financial flexibility tailored to your situation.
Worried about eligibility for a buy now pay later loan? Fundo has set criteria that are easy to meet compared to most traditional lenders:
Getting started is simple! Fill out our application with details regarding the amount you wish to borrow, alongside your personal and financial information. Once submitted, if all goes smoothly, you could receive your funds on the same day—no need to search endlessly for weekend loans or cash loans for bad credit.
While our eligibility requirements are accessible, improving your Fundo Score can further enhance your chances of securing a loan. You can boost your score by:
Why wait? Take the first step towards financial peace of mind today with a buy now pay later loan from Fundo. Apply now to get the support you need!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
